Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Highland Beach, MD
We monitor insurance prices, helping the average driver in Highland Beach save up to 26.9% on car insurance.
The Cheapest Minimum Coverage in Highland Beach
The chart below shows the cheapest car insurance company in Highland Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Erie Insurance, Travelers, and Safeco Insurance.
| Highland Beach Insurer | Monthly Cost |
|---|---|
| State Farm | $87 |
| Erie Insurance | $88 |
| Travelers | $100 |
| Safeco Insurance | $104 |
Savings for Every Kind of Highland Beach Driver
Based on our extensive insurance data, we know the average Highland Beach driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $349 per year by choosing the right vehicle insurance company. Some Highland Beach residents are paying out over $1,876 extra every year for auto insurance in Highland Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Beach, MD Savings / Yr. |
|---|---|
$349 |
|
$328 |
|
$382 |
|
$615 |
|
$1,183 |
|
$212 |
|
$827 |
Highland Beach Car Insurance vs. Maryland
People living in Highland Beach pay an average of 1.23% more than the typical driver in the state. The average driver in Highland Beach can expect to pay about $1,279 per year, or $1,876 for full coverage.
Based on our analysis, MetLife will be the cheapest provider in Highland Beach for most people.
Car Insurance Prices by Highland Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Beach?
The map shows insurance prices in and around Highland Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $36 per year within the city boundaries, with insurance premiums ranging from a high of $1,910 to a low of $1,874. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Central parts of Highland Beach.Pick the Best Car Insurance Company for You in Highland Beach
The best car insurance provider for most drivers in Highland Beach
For drivers with clean driving records and no major strikes, MetLife is the best option, with annual savings of $349 over the average Highland Beach car insurance company.
The best car insurance provider for Highland Beach drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $328 over the competition.
The best car insurance company for Highland Beach drivers with speeding tickets
>Erie Insurance gave the average person with a speeding ticket the most savings, averaging $382 better than other car insurance companies.
The best auto insurance for Highland Beach drivers with a DUI conviction
Getting a quote from Erie Insurance may cost the average person with a DUI about $615 less each year.
The least expensive car insurance company for new and young drivers in Highland Beach
In Highland Beach, Erie Insurance costs young drivers $1,183 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Beach
State Farm gave the largest car insurance discounts to married couples, averaging $212 saved each year compared to an average Highland Beach couple's premiums.
The cheapest car insurance in Highland Beach for drivers with bad credit
The best Highland Beach car insurance company for customer service
Nationwide was the best company for customer service in Highland Beach according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Highland Beach, which was better than other insurers.
The cheapest large national provider in Highland Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Highland Beach driver can expect to pay about $133 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Beach, USAA has the best prices for drivers with a DUI conviction, drivers with bad credit, drivers with accidents, married couples, drivers with speeding tickets, young drivers, and good drivers.Auto Insurance Prices in and Around Highland Beach
What Influences the Cost of Car Insurance in Highland Beach?
On average, car insurance in Highland Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Highland Beach is 46 minutes, which is a little more than average for a driver in the state.
- Maryland state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Beach are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C+ according to CrimeGrade.org.
- Highland Beach is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Beach is $107 per month for minimum coverage and $156 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Annapolis Neck: Insurance costs 1.01% more
- Mayo: Insurance costs 3.25% less
- Annapolis: Insurance costs 1.44% more
- Edgewater: Insurance costs 2.51% less
- Parole: Insurance costs 3.68% less
- Riva: Insurance costs 4.32% less
- Shady Side: Insurance costs 3.14% less
- Galesville: Insurance costs 1.28% less
- Romancoke on the Bay: Insurance costs 3.73% less
- Stevensville: Insurance costs 2.61% less
Cities with Similar Populations
- Peacock: Insurance costs 19.83% less
- Petaca: Insurance costs 15.03% less
- Penton: Insurance costs 4.96% less
- Pennville: Insurance costs 5.22% less
- Penn: Insurance costs 24.25% less
- Pendleton: Insurance costs 9.33% less
- Penalosa: Insurance costs 17.22% less
- Pebble Beach: Insurance costs 10.45% more
- Pearl: Insurance costs 19.51% less
- Pruitt: Insurance costs 11.94% less