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Get Cheap Car Insurance in Highlands Park, Smyrna, GA
We monitor insurance prices, helping the average driver in Highlands Park save up to 33.4% on car insurance.
The Cheapest Minimum Coverage in Highlands Park
The chart below shows the cheapest car insurance company in Highlands Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Farm Bureau, State Farm, and Progressive.
| Highlands Park Insurer | Monthly Cost |
|---|---|
| Travelers | $91 |
| Farm Bureau | $95 |
| State Farm | $104 |
| Progressive | $113 |
Savings for Every Kind of Highlands Park Driver
Based on our extensive insurance data, we know the average Highlands Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $435 per year by choosing the right vehicle insurance company. Some Highlands Park residents are paying out over $2,095 extra every year for auto insurance in Highlands Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highlands Park, Smyrna, GA Savings / Yr. |
|---|---|
$435 |
|
$927 |
|
$640 |
|
$875 |
|
$2,551 |
|
$211 |
|
$900 |
Highlands Park Car Insurance vs. Smyrna
People living in Highlands Park pay an average of 18.30% more than the typical driver in the state. The average driver in Highlands Park can expect to pay about $1,394 per year, or $2,095 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Highlands Park for most people.
Car Insurance Prices by Highlands Park Neighborhood
Insurance Prices
Where is insurance cheapest within Highlands Park?
The map shows insurance prices in and around Highlands Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $307 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,250 to a low of $1,943. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Highlands Park.Pick the Best Car Insurance Company for You in Highlands Park
The best car insurance provider for most drivers in Highlands Park
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $435 over the average Highlands Park car insurance company.
The best car insurance provider for Highlands Park drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $927 over the competition.
The best car insurance company for Highlands Park drivers with speeding tickets
>Travelers gave the average person with a speeding ticket the most savings, averaging $640 better than other car insurance companies.
The best auto insurance for Highlands Park drivers with a DUI conviction
Getting a quote from Travelers may cost the average person with a DUI about $875 less each year.
The least expensive car insurance company for new and young drivers in Highlands Park
In Highlands Park, Auto-Owners Insurance costs young drivers $2,551 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highlands Park
Farm Bureau gave the largest car insurance discounts to married couples, averaging $211 saved each year compared to an average Highlands Park couple's premiums.
The cheapest car insurance in Highlands Park for drivers with bad credit
The best Highlands Park car insurance company for customer service
Nationwide was the best company for customer service in Highlands Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Highlands Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Highlands Park driver can expect to pay about $117 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highlands Park, USAA has the best prices for married couples, drivers with bad credit, drivers with speeding tickets, drivers with accidents, drivers with a DUI conviction, good drivers, and young drivers.Auto Insurance Prices in and Around Highlands Park
What Influences the Cost of Car Insurance in Highlands Park?
On average, car insurance in Highlands Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Highlands Park is 36 minutes, which is a little more than average for a driver in the city.
- Georgia state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highlands Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Highlands Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highlands Park is $116 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Cumberland: Insurance costs 2.43% less
- Rockdale: Insurance costs 0.29% less
- Center Hill: Insurance costs 11.03% more
- Oakdale: Insurance costs 7.30% less
- Grove Park: Insurance costs 12.46% more
- Adamsville: Insurance costs 10.45% more
- Home Park: Insurance costs 7.21% less
- Cascade Heights: Insurance costs 11.36% more
- Buckhead: Insurance costs 6.54% less
- Vine City: Insurance costs 8.83% more
Neighborhoods with Similar Populations
- Bramalea: Insurance costs 34.27% more
- East Winston: Insurance costs 32.60% less
- Northside: Insurance costs 24.73% less
- Rattlesnake: Insurance costs 33.94% more
- Loma Linda: Insurance costs 0.53% less
- Hale: Insurance costs 17.18% less
- Gorgas: Insurance costs 10.21% less
- Fry Springs: Insurance costs 42.86% less
- Fisher-Mill Plain-Fisher's Village: Insurance costs 29.12% less
- Doylestown Historic District: Insurance costs 34.80% less