Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Hillside, IL
We monitor insurance prices, helping the average driver in Hillside save up to 28.8% on car insurance.
The Cheapest Minimum Coverage in Hillside
The chart below shows the cheapest car insurance company in Hillside for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Country Financial, Metromile, and American Family Insurance.
| Hillside Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Country Financial | $67 |
| Metromile | $73 |
| American Family Insurance | $79 |
Savings for Every Kind of Hillside Driver
Based on our extensive insurance data, we know the average Hillside driver will save about 23% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $431 per year by choosing the right vehicle insurance company. Some Hillside residents are paying out over $1,845 extra every year for auto insurance in Hillside. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hillside, IL Savings / Yr. |
|---|---|
$431 |
|
$811 |
|
$649 |
|
$680 |
|
$1,676 |
|
$482 |
|
$619 |
Hillside Car Insurance vs. Illinois
People living in Hillside pay an average of 22.13% more than the typical driver in the state. The average driver in Hillside can expect to pay about $1,096 per year, or $1,845 for full coverage.
Based on our analysis, Lighthouse will be the cheapest provider in Hillside for most people.
Car Insurance Prices by Hillside Neighborhood
Insurance Prices
Where is insurance cheapest within Hillside?
The map shows insurance prices in and around Hillside, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $308 per year within the city boundaries, with insurance premiums ranging from a high of $1,963 to a low of $1,655. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Hillside.Pick the Best Car Insurance Company for You in Hillside
The best car insurance provider for most drivers in Hillside
For drivers with clean driving records and no major strikes, Lighthouse is the best option, with annual savings of $431 over the average Hillside car insurance company.
The best car insurance provider for Hillside drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $811 over the competition.
The best car insurance company for Hillside drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $649 better than other car insurance companies.
The best auto insurance for Hillside drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $680 less each year.
The least expensive car insurance company for new and young drivers in Hillside
In Hillside, State Farm costs young drivers $1,676 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hillside
State Farm gave the largest car insurance discounts to married couples, averaging $482 saved each year compared to an average Hillside couple's premiums.
The cheapest car insurance in Hillside for drivers with bad credit
The best Hillside car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hillside, which was better than other insurers.
The cheapest large national provider in Hillside
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Hillside driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hillside, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, young drivers, drivers with bad credit, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Hillside
What Influences the Cost of Car Insurance in Hillside?
On average, car insurance in Hillside is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Hillside is 37 minutes, which is a little more than average for a driver in the state.
- Illinois state insurance regulations may allow for lower prices.
- An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hillside are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Hillside is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hillside is $91 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Berkeley: Insurance costs 3.90% less
- Bellwood: Insurance costs 7.21% more
- Westchester: Insurance costs 6.50% less
- Stone Park: Insurance costs 2.11% more
- Elmhurst: Insurance costs 13.33% less
- Broadview: Insurance costs 9.43% more
- Northlake: Insurance costs 2.38% less
- Maywood: Insurance costs 9.16% more
- Melrose Park: Insurance costs 0.49% more
- Hines: Insurance costs 10.79% more
Cities with Similar Populations
- Laurel Hill: Insurance costs 26.72% less
- Lake Park: Insurance costs 14.09% less
- Winchester: Insurance costs 14.20% more
- Wilson: Insurance costs 20.43% less
- Lamar: Insurance costs 3.96% more
- Lambertville: Insurance costs 5.47% less
- Wilmington Manor: Insurance costs 14.20% more
- Lander: Insurance costs 18.43% less
- Lanoka Harbor: Insurance costs 5.04% less
- Lansdowne: Insurance costs 11.54% more