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Get Cheap Car Insurance in Holiday City South, NJ
We monitor insurance prices, helping the average driver in Holiday City South save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Holiday City South
The chart below shows the cheapest car insurance company in Holiday City South for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Holiday City South Insurer | Monthly Cost |
|---|---|
| State Farm | $62 |
| Geico | $64 |
| Plymouth Rock Assurance | $79 |
| NJM | $93 |
Savings for Every Kind of Holiday City South Driver
Based on our extensive insurance data, we know the average Holiday City South driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $485 per year by choosing the right vehicle insurance company. Some Holiday City South residents are paying out over $1,851 extra every year for auto insurance in Holiday City South. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Holiday City South, NJ Savings / Yr. |
|---|---|
$485 |
|
$900 |
|
$691 |
|
$596 |
|
$2,395 |
|
$467 |
|
$726 |
Holiday City South Car Insurance vs. New Jersey
People living in Holiday City South pay an average of 1.94% more than the typical driver in the state. The average driver in Holiday City South can expect to pay about $1,104 per year, or $1,851 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Holiday City South for most people.
Car Insurance Prices by Holiday City South Neighborhood
Insurance Prices
Where is insurance cheapest within Holiday City South?
The map shows insurance prices in and around Holiday City South, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $127 per year within the city boundaries, with insurance premiums ranging from a high of $1,906 to a low of $1,779. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Holiday City South.Pick the Best Car Insurance Company for You in Holiday City South
The best car insurance provider for most drivers in Holiday City South
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $485 over the average Holiday City South car insurance company.
The best car insurance provider for Holiday City South drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $900 over the competition.
The best car insurance company for Holiday City South drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $691 better than other car insurance companies.
The best auto insurance for Holiday City South drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $596 less each year.
The least expensive car insurance company for new and young drivers in Holiday City South
In Holiday City South, Geico costs young drivers $2,395 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Holiday City South
Geico gave the largest car insurance discounts to married couples, averaging $467 saved each year compared to an average Holiday City South couple's premiums.
The cheapest car insurance in Holiday City South for drivers with bad credit
The best Holiday City South car insurance company for customer service
Nationwide was the best company for customer service in Holiday City South according to the NAIC.
Recent price drops
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The cheapest large national provider in Holiday City South
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Holiday City South driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Holiday City South, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Holiday City South
What Influences the Cost of Car Insurance in Holiday City South?
On average, car insurance in Holiday City South is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Holiday City South is 39 minutes, which is about the national average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Holiday City South are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Holiday City South is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Holiday City South is $92 per month for minimum coverage and $154 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- South Toms River: Insurance costs 0.05% more
- Holiday City-Berkeley: Insurance costs 3.13% less
- Beachwood: Insurance costs 5.67% less
- Pine Lake Park: Insurance costs 4.92% less
- Toms River: Insurance costs 4.43% less
- Pine Beach: Insurance costs 6.48% less
- Whiting: Insurance costs 3.94% less
- Island Heights: Insurance costs 7.40% less
- Keswick Grove: Insurance costs 3.94% less
- Bayville: Insurance costs 4.70% less
Cities with Similar Populations
- Oxford: Insurance costs 47.60% less
- Pioneer: Insurance costs 1.57% more
- Quitman: Insurance costs 12.48% less
- Port Monmouth: Insurance costs 4.70% less
- Paradise: Insurance costs 26.80% less
- Pine Grove: Insurance costs 0.32% less
- Potterville: Insurance costs 42.46% more
- Sea Cliff: Insurance costs 40.68% more
- Scottsville: Insurance costs 34.74% less
- North Brookfield: Insurance costs 17.94% less