Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Hughesville, NJ
We monitor insurance prices, helping the average driver in Hughesville save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Hughesville
The chart below shows the cheapest car insurance company in Hughesville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Hughesville Insurer | Monthly Cost |
|---|---|
| State Farm | $55 |
| Geico | $57 |
| Plymouth Rock Assurance | $71 |
| NJM | $83 |
Savings for Every Kind of Hughesville Driver
Based on our extensive insurance data, we know the average Hughesville driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $435 per year by choosing the right vehicle insurance company. Some Hughesville residents are paying out over $1,661 extra every year for auto insurance in Hughesville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hughesville, NJ Savings / Yr. |
|---|---|
$435 |
|
$808 |
|
$620 |
|
$535 |
|
$2,149 |
|
$419 |
|
$651 |
Hughesville Car Insurance vs. New Jersey
People living in Hughesville pay an average of 8.53% less than the typical driver in the state. The average driver in Hughesville can expect to pay about $991 per year, or $1,661 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Hughesville for most people.
Car Insurance Prices by Hughesville Neighborhood
Insurance Prices
Where is insurance cheapest within Hughesville?
The map shows insurance prices in and around Hughesville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $16 per year within the city boundaries, with insurance premiums ranging from a high of $1,670 to a low of $1,654. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Hughesville.Pick the Best Car Insurance Company for You in Hughesville
The best car insurance provider for most drivers in Hughesville
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $435 over the average Hughesville car insurance company.
The best car insurance provider for Hughesville drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $808 over the competition.
The best car insurance company for Hughesville drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $620 better than other car insurance companies.
The best auto insurance for Hughesville drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $535 less each year.
The least expensive car insurance company for new and young drivers in Hughesville
In Hughesville, Geico costs young drivers $2,149 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hughesville
Geico gave the largest car insurance discounts to married couples, averaging $419 saved each year compared to an average Hughesville couple's premiums.
The cheapest car insurance in Hughesville for drivers with bad credit
The best Hughesville car insurance company for customer service
Nationwide was the best company for customer service in Hughesville according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hughesville, which was better than other insurers.
The cheapest large national provider in Hughesville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Hughesville driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hughesville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Hughesville
What Influences the Cost of Car Insurance in Hughesville?
On average, car insurance in Hughesville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hughesville are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Hughesville is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hughesville is $83 per month for minimum coverage and $138 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Milford: Insurance costs 1.51% more
- Bloomsbury: Insurance costs 2.41% more
- Finesville: Insurance costs 0.48% more
- Upper Black Eddy: Insurance costs 16.80% less
- West Portal: Insurance costs 0.78% more
- Alpha: Insurance costs 7.47% more
- Erwinna: Insurance costs 16.32% less
- Frenchtown: Insurance costs 2.47% more
- Stewartsville: Insurance costs 4.88% more
- Asbury: Insurance costs 0.78% more
Cities with Similar Populations
- Claud: Insurance costs 6.20% less
- Wapella: Insurance costs 16.20% less
- Wannee: Insurance costs 44.37% more
- Waltonville: Insurance costs 13.31% less
- Wales Corner: Insurance costs 42.26% less
- Vienna: Insurance costs 9.21% more
- Cyrus: Insurance costs 8.25% less
- Custer Addition: Insurance costs 11.68% less
- Cunot: Insurance costs 27.39% less
- Creola: Insurance costs 29.02% less