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Get Cheap Car Insurance in Indian River, ME
We monitor insurance prices, helping the average driver in Indian River save up to 31.9% on car insurance.
The Cheapest Minimum Coverage in Indian River
The chart below shows the cheapest car insurance company in Indian River for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Concord Group Insurance, and Kemper.
| Indian River Insurer | Monthly Cost |
|---|---|
| State Farm | $37 |
| Geico | $39 |
| Concord Group Insurance | $42 |
| Kemper | $42 |
Savings for Every Kind of Indian River Driver
Based on our extensive insurance data, we know the average Indian River driver will save about 24% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $235 per year by choosing the right vehicle insurance company. Some Indian River residents are paying out over $964 extra every year for auto insurance in Indian River. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Indian River, ME Savings / Yr. |
|---|---|
$235 |
|
$334 |
|
$303 |
|
$308 |
|
$980 |
|
$204 |
|
$430 |
Indian River Car Insurance vs. Maine
People living in Indian River pay an average of 1.95% more than the typical driver in the state. The average driver in Indian River can expect to pay about $537 per year, or $964 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Indian River for most people.
Car Insurance Prices by Indian River Neighborhood
Insurance Prices
Where is insurance cheapest within Indian River?
The map shows insurance prices in and around Indian River, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $9 per year within the city boundaries, with insurance premiums ranging from a high of $971 to a low of $962. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Indian River.Pick the Best Car Insurance Company for You in Indian River
The best car insurance provider for most drivers in Indian River
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $235 over the average Indian River car insurance company.
The best car insurance provider for Indian River drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $334 over the competition.
The best car insurance company for Indian River drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $303 better than other car insurance companies.
The best auto insurance for Indian River drivers with a DUI conviction
Getting a quote from Concord Group Insurance may cost the average person with a DUI about $308 less each year.
The least expensive car insurance company for new and young drivers in Indian River
In Indian River, Concord Group Insurance costs young drivers $980 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Indian River
Concord Group Insurance gave the largest car insurance discounts to married couples, averaging $204 saved each year compared to an average Indian River couple's premiums.
The cheapest car insurance in Indian River for drivers with bad credit
The best Indian River car insurance company for customer service
Nationwide was the best company for customer service in Indian River according to the NAIC.
Recent price drops
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The cheapest large national provider in Indian River
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Indian River driver can expect to pay about $60 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Indian River, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, young drivers, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Indian River
What Influences the Cost of Car Insurance in Indian River?
On average, car insurance in Indian River is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Maine state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Indian River are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Indian River has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Indian River is $45 per month for minimum coverage and $80 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Jonesport: Insurance costs 0.21% less
- Addison: Insurance costs 0.62% more
- Beals: Insurance costs 1.56% more
- Jonesboro: Insurance costs 0.73% less
- South Addison: Insurance costs 0.73% more
- Ripley: Insurance costs 0.21% more
- Marshville: Insurance costs 0.41% more
- Roque Bluffs: Insurance costs 0.73% less
- Columbia Falls: Insurance costs 0.10% more
- West Harrington: Insurance costs 0.21% more
Cities with Similar Populations
- Woodsburgh: Insurance costs 206.54% more
- Collbran: Insurance costs 77.70% more
- Bluffs: Insurance costs 48.34% more
- Blackwater: Insurance costs 29.25% more
- Bernice: Insurance costs 75.93% more
- Batson: Insurance costs 69.71% more
- Banks: Insurance costs 52.59% more
- Assaria: Insurance costs 54.36% more
- Aqua Park: Insurance costs 76.45% more
- Willow River: Insurance costs 73.13% more