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Get Cheap Car Insurance in Collbran, CO
We monitor insurance prices, helping the average driver in Collbran save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Collbran
The chart below shows the cheapest car insurance company in Collbran for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Collbran Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Bristol West | $69 |
| Safeco Insurance | $70 |
| Geico | $72 |
Savings for Every Kind of Collbran Driver
Based on our extensive insurance data, we know the average Collbran driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some Collbran residents are paying out over $1,713 extra every year for auto insurance in Collbran. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Collbran, CO Savings / Yr. |
|---|---|
$367 |
|
$654 |
|
$527 |
|
$563 |
|
$1,666 |
|
$441 |
|
$646 |
Collbran Car Insurance vs. Colorado
People living in Collbran pay an average of 9.37% less than the typical driver in the state. The average driver in Collbran can expect to pay about $1,001 per year, or $1,713 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Collbran for most people.
Car Insurance Prices by Collbran Neighborhood
Insurance Prices
Where is insurance cheapest within Collbran?
The map shows insurance prices in and around Collbran, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,714 to a low of $1,696. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Collbran.Pick the Best Car Insurance Company for You in Collbran
The best car insurance provider for most drivers in Collbran
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $367 over the average Collbran car insurance company.
The best car insurance provider for Collbran drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $654 over the competition.
The best car insurance company for Collbran drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $527 better than other car insurance companies.
The best auto insurance for Collbran drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $563 less each year.
The least expensive car insurance company for new and young drivers in Collbran
In Collbran, State Farm costs young drivers $1,666 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Collbran
State Farm gave the largest car insurance discounts to married couples, averaging $441 saved each year compared to an average Collbran couple's premiums.
The cheapest car insurance in Collbran for drivers with bad credit
The best Collbran car insurance company for customer service
Recent price drops
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The cheapest large national provider in Collbran
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Collbran driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Collbran, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Collbran
What Influences the Cost of Car Insurance in Collbran?
On average, car insurance in Collbran is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Collbran is 31 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Collbran are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Collbran has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Collbran is $83 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Molina: Insurance costs 0.70% less
- Mesa: Insurance costs 0.99% less
- Battlement Mesa: Insurance costs 0.23% more
- Parachute: Insurance costs 3.68% more
- Grand Mesa: Insurance costs 4.20% more
- Mesa Lakes: Insurance costs 0.82% less
- DeBeque: Insurance costs 0.58% less
- Cedaredge: Insurance costs 4.73% more
- Rulison: Insurance costs 4.03% more
Cities with Similar Populations
- Orchard: Insurance costs 4.38% less
- Phoenicia: Insurance costs 32.34% more
- Brashear: Insurance costs 3.15% more
- Brewster: Insurance costs 11.56% less
- Revere: Insurance costs 18.27% less
- Palmyra: Insurance costs 35.43% less
- Ozark: Insurance costs 15.47% less
- Kennard: Insurance costs 3.09% less
- Cassville: Insurance costs 31.87% less
- Ulen: Insurance costs 8.17% less