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Get Cheap Car Insurance in Phoenicia, NY
We monitor insurance prices, helping the average driver in Phoenicia save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Phoenicia
The chart below shows the cheapest car insurance company in Phoenicia for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Phoenicia Insurer | Monthly Cost |
|---|---|
| Kemper | $83 |
| Plymouth Rock Assurance | $111 |
| Safeco Insurance | $119 |
| Geico | $125 |
Savings for Every Kind of Phoenicia Driver
Based on our extensive insurance data, we know the average Phoenicia driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $676 per year by choosing the right vehicle insurance company. Some Phoenicia residents are paying out over $2,267 extra every year for auto insurance in Phoenicia. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Phoenicia, NY Savings / Yr. |
|---|---|
$676 |
|
$431 |
|
$861 |
|
$871 |
|
$2,134 |
|
$714 |
|
$1,138 |
Phoenicia Car Insurance vs. New York
People living in Phoenicia pay an average of 6.52% less than the typical driver in the state. The average driver in Phoenicia can expect to pay about $1,644 per year, or $2,267 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Phoenicia for most people.
Car Insurance Prices by Phoenicia Neighborhood
Insurance Prices
Where is insurance cheapest within Phoenicia?
The map shows insurance prices in and around Phoenicia, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $109 per year within the city boundaries, with insurance premiums ranging from a high of $2,337 to a low of $2,228. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Phoenicia.Pick the Best Car Insurance Company for You in Phoenicia
The best car insurance provider for most drivers in Phoenicia
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $676 over the average Phoenicia car insurance company.
The best car insurance provider for Phoenicia drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $431 over the competition.
The best car insurance company for Phoenicia drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $861 better than other car insurance companies.
The best auto insurance for Phoenicia drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $871 less each year.
The least expensive car insurance company for new and young drivers in Phoenicia
In Phoenicia, Progressive costs young drivers $2,134 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Phoenicia
Progressive gave the largest car insurance discounts to married couples, averaging $714 saved each year compared to an average Phoenicia couple's premiums.
The cheapest car insurance in Phoenicia for drivers with bad credit
The best Phoenicia car insurance company for customer service
Recent price drops
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The cheapest large national provider in Phoenicia
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Phoenicia driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Phoenicia, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Phoenicia
What Influences the Cost of Car Insurance in Phoenicia?
On average, car insurance in Phoenicia is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Phoenicia are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Phoenicia is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Phoenicia is $137 per month for minimum coverage and $189 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Chichester: Insurance costs 2.03% more
- Mount Tremper: Insurance costs 0.31% less
- Shandaken: Insurance costs 0.26% less
- Big Indian: Insurance costs 1.63% less
- Boiceville: Insurance costs 2.38% more
- Willow: Insurance costs 0.71% less
- Lanesville: Insurance costs 0.22% less
- Lake Hill: Insurance costs 0.75% more
- Pine Hill: Insurance costs 0.22% less
- Shokan: Insurance costs 0.75% more
Cities with Similar Populations
- East Madison: Insurance costs 57.65% less
- Fincastle: Insurance costs 29.91% less
- Fifield: Insurance costs 48.26% less
- Ferndale: Insurance costs 4.19% more
- Esom Hill: Insurance costs 22.32% less
- Escatawpa: Insurance costs 24.92% less
- Erwinna: Insurance costs 38.69% less
- Elnora: Insurance costs 47.15% less
- Ellison Bay: Insurance costs 53.68% less
- Ellenton: Insurance costs 30.66% less