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Get Cheap Car Insurance in Plateau City, CO
We monitor insurance prices, helping the average driver in Plateau City save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Plateau City
The chart below shows the cheapest car insurance company in Plateau City for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Plateau City Insurer | Monthly Cost |
|---|---|
| State Farm | $58 |
| Bristol West | $69 |
| Safeco Insurance | $70 |
| Geico | $72 |
Savings for Every Kind of Plateau City Driver
Based on our extensive insurance data, we know the average Plateau City driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $367 per year by choosing the right vehicle insurance company. Some Plateau City residents are paying out over $1,711 extra every year for auto insurance in Plateau City. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plateau City, CO Savings / Yr. |
|---|---|
$367 |
|
$654 |
|
$526 |
|
$562 |
|
$1,664 |
|
$441 |
|
$645 |
Plateau City Car Insurance vs. Colorado
People living in Plateau City pay an average of 9.47% less than the typical driver in the state. The average driver in Plateau City can expect to pay about $999 per year, or $1,711 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Plateau City for most people.
Car Insurance Prices by Plateau City Neighborhood
Insurance Prices
Where is insurance cheapest within Plateau City?
The map shows insurance prices in and around Plateau City, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,714 to a low of $1,696. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Plateau City.Pick the Best Car Insurance Company for You in Plateau City
The best car insurance provider for most drivers in Plateau City
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $367 over the average Plateau City car insurance company.
The best car insurance provider for Plateau City drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $654 over the competition.
The best car insurance company for Plateau City drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $526 better than other car insurance companies.
The best auto insurance for Plateau City drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $562 less each year.
The least expensive car insurance company for new and young drivers in Plateau City
In Plateau City, State Farm costs young drivers $1,664 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plateau City
State Farm gave the largest car insurance discounts to married couples, averaging $441 saved each year compared to an average Plateau City couple's premiums.
The cheapest car insurance in Plateau City for drivers with bad credit
The best Plateau City car insurance company for customer service
Nationwide was the best company for customer service in Plateau City according to the NAIC.
Recent price drops
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The cheapest large national provider in Plateau City
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Plateau City driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plateau City, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Plateau City
What Influences the Cost of Car Insurance in Plateau City?
On average, car insurance in Plateau City is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plateau City is 33 minutes, which is about the national average for a driver in the state.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plateau City are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Plateau City is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Plateau City is $83 per month for minimum coverage and $143 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
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- Mesa: Insurance costs 0.88% less
- Battlement Mesa: Insurance costs 0.35% more
- Parachute: Insurance costs 3.80% more
- DeBeque: Insurance costs 0.47% less
- Mesa Lakes: Insurance costs 0.70% less
- Grand Mesa: Insurance costs 4.32% more
- Rulison: Insurance costs 4.15% more
- Rifle: Insurance costs 3.86% more
Cities with Similar Populations
- Frizell: Insurance costs 7.71% less
- Gilead: Insurance costs 43.37% less
- Geronimo: Insurance costs 2.28% less
- Gem: Insurance costs 11.81% less
- Gardner: Insurance costs 35.36% more
- Garden Corners: Insurance costs 63.53% more
- Gammon: Insurance costs 0.35% more
- Galatia: Insurance costs 25.72% less
- Gakona: Insurance costs 18.23% less
- Gaddistown: Insurance costs 0.88% more