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Get Cheap Car Insurance in Parachute, CO
We monitor insurance prices, helping the average driver in Parachute save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Parachute
The chart below shows the cheapest car insurance company in Parachute for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Parachute Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $72 |
| Safeco Insurance | $73 |
| Geico | $75 |
Savings for Every Kind of Parachute Driver
Based on our extensive insurance data, we know the average Parachute driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Parachute residents are paying out over $1,776 extra every year for auto insurance in Parachute. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Parachute, CO Savings / Yr. |
|---|---|
$381 |
|
$678 |
|
$546 |
|
$583 |
|
$1,727 |
|
$458 |
|
$670 |
Parachute Car Insurance vs. Colorado
People living in Parachute pay an average of 6.05% less than the typical driver in the state. The average driver in Parachute can expect to pay about $1,037 per year, or $1,776 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Parachute for most people.
Car Insurance Prices by Parachute Neighborhood
Insurance Prices
Where is insurance cheapest within Parachute?
The map shows insurance prices in and around Parachute, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $87 per year within the city boundaries, with insurance premiums ranging from a high of $1,783 to a low of $1,696. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Parachute.Pick the Best Car Insurance Company for You in Parachute
The best car insurance provider for most drivers in Parachute
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $381 over the average Parachute car insurance company.
The best car insurance provider for Parachute drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $678 over the competition.
The best car insurance company for Parachute drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $546 better than other car insurance companies.
The best auto insurance for Parachute drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $583 less each year.
The least expensive car insurance company for new and young drivers in Parachute
In Parachute, State Farm costs young drivers $1,727 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Parachute
State Farm gave the largest car insurance discounts to married couples, averaging $458 saved each year compared to an average Parachute couple's premiums.
The cheapest car insurance in Parachute for drivers with bad credit
The best Parachute car insurance company for customer service
Recent price drops
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The cheapest large national provider in Parachute
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Parachute driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Parachute, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Parachute
What Influences the Cost of Car Insurance in Parachute?
On average, car insurance in Parachute is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Parachute are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Parachute is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Parachute is $86 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Battlement Mesa: Insurance costs 3.32% less
- Rulison: Insurance costs 0.34% more
- DeBeque: Insurance costs 4.11% less
- Plateau City: Insurance costs 3.66% less
- Rifle: Insurance costs 0.06% more
- Collbran: Insurance costs 3.55% less
- Molina: Insurance costs 4.22% less
- Silt: Insurance costs 3.04% less
- Mesa: Insurance costs 4.50% less
- Rio Blanco: Insurance costs 1.52% more
Cities with Similar Populations
- Marion: Insurance costs 27.70% less
- Sophia: Insurance costs 14.58% less
- Smarr: Insurance costs 4.67% less
- Parkers Corners: Insurance costs 62.84% more
- Norway: Insurance costs 2.03% less
- Miami: Insurance costs 2.48% less
- Medicine Park: Insurance costs 9.91% less
- McDonalds Mill: Insurance costs 34.29% less
- Masontown: Insurance costs 16.95% less
- Springfield: Insurance costs 5.91% less