Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Silt, CO
We monitor insurance prices, helping the average driver in Silt save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Silt
The chart below shows the cheapest car insurance company in Silt for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Silt Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Bristol West | $69 |
| Safeco Insurance | $71 |
| Geico | $73 |
Savings for Every Kind of Silt Driver
Based on our extensive insurance data, we know the average Silt driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $369 per year by choosing the right vehicle insurance company. Some Silt residents are paying out over $1,722 extra every year for auto insurance in Silt. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Silt, CO Savings / Yr. |
|---|---|
$369 |
|
$658 |
|
$530 |
|
$566 |
|
$1,675 |
|
$444 |
|
$650 |
Silt Car Insurance vs. Colorado
People living in Silt pay an average of 8.86% less than the typical driver in the state. The average driver in Silt can expect to pay about $1,006 per year, or $1,722 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Silt for most people.
Car Insurance Prices by Silt Neighborhood
Insurance Prices
Where is insurance cheapest within Silt?
The map shows insurance prices in and around Silt, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $88 per year within the city boundaries, with insurance premiums ranging from a high of $1,800 to a low of $1,712. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the North parts of Silt.Pick the Best Car Insurance Company for You in Silt
The best car insurance provider for most drivers in Silt
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $369 over the average Silt car insurance company.
The best car insurance provider for Silt drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $658 over the competition.
The best car insurance company for Silt drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $530 better than other car insurance companies.
The best auto insurance for Silt drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $566 less each year.
The least expensive car insurance company for new and young drivers in Silt
In Silt, State Farm costs young drivers $1,675 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Silt
State Farm gave the largest car insurance discounts to married couples, averaging $444 saved each year compared to an average Silt couple's premiums.
The cheapest car insurance in Silt for drivers with bad credit
The best Silt car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Silt, which was better than other insurers.
The cheapest large national provider in Silt
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Silt driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Silt, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Silt
What Influences the Cost of Car Insurance in Silt?
On average, car insurance in Silt is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Silt are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Silt has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Silt is $84 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rifle: Insurance costs 3.19% more
- New Castle: Insurance costs 4.24% more
- Glenwood Springs: Insurance costs 6.16% more
- Parachute: Insurance costs 3.14% more
- Battlement Mesa: Insurance costs 0.29% less
- Cattle Creek: Insurance costs 3.89% more
- Rulison: Insurance costs 3.48% more
- Plateau City: Insurance costs 0.64% less
- Collbran: Insurance costs 0.52% less
- Carbondale: Insurance costs 5.63% more
Cities with Similar Populations
- Fort Dix: Insurance costs 10.69% more
- Florence: Insurance costs 7.78% less
- Flourtown: Insurance costs 18.29% less
- Floyd: Insurance costs 31.48% less
- Folcroft: Insurance costs 7.72% less
- Follansbee: Insurance costs 14.75% less
- Folsom: Insurance costs 17.31% less
- Forest City: Insurance costs 30.08% less
- Forest Hills: Insurance costs 16.14% less
- Forest Hills: Insurance costs 20.96% less