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Get Cheap Car Insurance in Rifle, CO
We monitor insurance prices, helping the average driver in Rifle save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Rifle
The chart below shows the cheapest car insurance company in Rifle for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Rifle Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $72 |
| Safeco Insurance | $73 |
| Geico | $75 |
Savings for Every Kind of Rifle Driver
Based on our extensive insurance data, we know the average Rifle driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $381 per year by choosing the right vehicle insurance company. Some Rifle residents are paying out over $1,777 extra every year for auto insurance in Rifle. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Rifle, CO Savings / Yr. |
|---|---|
$381 |
|
$679 |
|
$546 |
|
$584 |
|
$1,728 |
|
$458 |
|
$670 |
Rifle Car Insurance vs. Colorado
People living in Rifle pay an average of 5.98% less than the typical driver in the state. The average driver in Rifle can expect to pay about $1,038 per year, or $1,777 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Rifle for most people.
Car Insurance Prices by Rifle Neighborhood
Insurance Prices
Where is insurance cheapest within Rifle?
The map shows insurance prices in and around Rifle, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $281 per year within the city boundaries, with insurance premiums ranging from a high of $1,993 to a low of $1,712. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Rifle.Pick the Best Car Insurance Company for You in Rifle
The best car insurance provider for most drivers in Rifle
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $381 over the average Rifle car insurance company.
The best car insurance provider for Rifle drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $679 over the competition.
The best car insurance company for Rifle drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $546 better than other car insurance companies.
The best auto insurance for Rifle drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $584 less each year.
The least expensive car insurance company for new and young drivers in Rifle
In Rifle, State Farm costs young drivers $1,728 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Rifle
State Farm gave the largest car insurance discounts to married couples, averaging $458 saved each year compared to an average Rifle couple's premiums.
The cheapest car insurance in Rifle for drivers with bad credit
The best Rifle car insurance company for customer service
Recent price drops
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The cheapest large national provider in Rifle
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Rifle driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Rifle, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Rifle
What Influences the Cost of Car Insurance in Rifle?
On average, car insurance in Rifle is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Rifle are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A according to CrimeGrade.org.
- Rifle has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Rifle is $87 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Silt: Insurance costs 3.10% less
- New Castle: Insurance costs 1.01% more
- Parachute: Insurance costs 0.06% less
- Battlement Mesa: Insurance costs 3.38% less
- Rulison: Insurance costs 0.28% more
- Plateau City: Insurance costs 3.71% less
- Collbran: Insurance costs 3.60% less
- Glenwood Springs: Insurance costs 2.87% more
- Rio Blanco: Insurance costs 1.46% more
- Cattle Creek: Insurance costs 0.68% more
Cities with Similar Populations
- Atmore: Insurance costs 13.11% less
- Artondale: Insurance costs 17.50% less
- Osceola: Insurance costs 35.68% less
- Oatfield: Insurance costs 8.95% less
- Ocean Pines: Insurance costs 2.87% less
- Ogdensburg: Insurance costs 21.83% more
- Ojai: Insurance costs 9.85% more
- Okmulgee: Insurance costs 0.28% less
- Orrville: Insurance costs 40.24% less
- Orting: Insurance costs 13.90% less