Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Jackson, MS
We monitor insurance prices, helping the average driver in the Jackson area save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Jackson
The chart below shows the cheapest car insurance company in Jackson for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Jackson Insurer | Monthly Cost |
|---|---|
| State Farm | $66 |
| Farm Bureau | $68 |
| Safeco Insurance | $70 |
| Progressive | $78 |
Savings for Every Kind of Jackson Driver
Based on our extensive insurance data, we know the average Jackson driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $308 per year by choosing the right vehicle insurance company. Some Jackson residents are paying out over $1,799 extra every year for auto insurance in Jackson. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jackson, MS Savings / Yr. |
|---|---|
$308 |
|
$513 |
|
$400 |
|
$788 |
|
$1,826 |
|
$263 |
|
$803 |
Jackson Car Insurance vs. Mississippi
People living in Jackson pay an average of 5.34% more than the typical driver in the state. The average driver in Jackson can expect to pay about $1,024 per year, or $1,799 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Jackson for most people.
Car Insurance Prices by Jackson Neighborhood
Insurance Prices
Where is insurance cheapest within Jackson?
The map shows insurance prices in and around Jackson, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $590 per year within the city boundaries, with insurance premiums ranging from a high of $2,208 to a low of $1,618. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Jackson.Pick the Best Car Insurance Company for You in Jackson
The best car insurance provider for most drivers in Jackson
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $308 over the average Jackson car insurance company.
The best car insurance provider for Jackson drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $513 over the competition.
The best car insurance company for Jackson drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $400 better than other car insurance companies.
The best auto insurance for Jackson drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $788 less each year.
The least expensive car insurance company for new and young drivers in Jackson
In Jackson, Farm Bureau costs young drivers $1,826 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jackson
Farm Bureau gave the largest car insurance discounts to married couples, averaging $263 saved each year compared to an average Jackson couple's premiums.
The cheapest car insurance in Jackson for drivers with bad credit
The best Jackson car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jackson, which was better than other insurers.
The cheapest large national provider in Jackson
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jackson driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jackson, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Jackson
What Influences the Cost of Car Insurance in Jackson?
On average, car insurance in Jackson is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in the Jackson area are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Jackson is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jackson is $85 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Clinton: Insurance costs 1.50% more
- Forest Hill: Insurance costs 0.44% less
- Richland: Insurance costs 3.34% less
- Pearl: Insurance costs 2.22% less
- Ridgeland: Insurance costs 0.78% less
- Flowood: Insurance costs 3.28% less
- Whitfield: Insurance costs 4.72% less
- Brandon: Insurance costs 2.89% less
- Madison: Insurance costs 4.45% less
- Raymond: Insurance costs 3.11% less
Cities with Similar Populations
- Simi Valley: Insurance costs 24.40% more
- Slidell: Insurance costs 85.71% more
- Snellville: Insurance costs 17.62% more
- Shreveport: Insurance costs 66.09% more
- Simpsonville: Insurance costs 10.45% less
- Sioux City: Insurance costs 29.07% less
- Sioux Falls: Insurance costs 12.23% less
- Silver Spring: Insurance costs 19.29% more
- South Gate: Insurance costs 32.74% more
- Redmond: Insurance costs 10.06% less