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Get Cheap Car Insurance in South Gate, CA
We monitor insurance prices, helping the average driver in South Gate save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in South Gate
The chart below shows the cheapest car insurance company in South Gate for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| South Gate Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $68 |
| Progressive | $72 |
| Travelers | $75 |
Savings for Every Kind of South Gate Driver
Based on our extensive insurance data, we know the average South Gate driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $764 per year by choosing the right vehicle insurance company. Some South Gate residents are paying out over $2,388 extra every year for auto insurance in South Gate. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Gate, CA Savings / Yr. |
|---|---|
$764 |
|
$1,399 |
|
$1,106 |
|
$1,943 |
|
$998 |
|
$433 |
|
$0 |
South Gate Car Insurance vs. California
People living in South Gate pay an average of 18.93% more than the typical driver in the state. The average driver in South Gate can expect to pay about $1,118 per year, or $2,388 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in South Gate for most people.
Car Insurance Prices by South Gate Neighborhood
Insurance Prices
Where is insurance cheapest within South Gate?
The map shows insurance prices in and around South Gate, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $464 per year within the city boundaries, with insurance premiums ranging from a high of $2,611 to a low of $2,147. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of South Gate.Pick the Best Car Insurance Company for You in South Gate
The best car insurance provider for most drivers in South Gate
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $764 over the average South Gate car insurance company.
The best car insurance provider for South Gate drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,399 over the competition.
The best car insurance company for South Gate drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,106 better than other car insurance companies.
The best auto insurance for South Gate drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,943 less each year.
The least expensive car insurance company for new and young drivers in South Gate
In South Gate, State Farm costs young drivers $998 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Gate
Progressive gave the largest car insurance discounts to married couples, averaging $433 saved each year compared to an average South Gate couple's premiums.
The cheapest car insurance in South Gate for drivers with bad credit
The best South Gate car insurance company for customer service
Nationwide was the best company for customer service in South Gate according to the NAIC.
Recent price drops
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The cheapest large national provider in South Gate
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average South Gate driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Gate, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around South Gate
What Influences the Cost of Car Insurance in South Gate?
On average, car insurance in South Gate is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in South Gate is 40 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Gate are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- South Gate is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Gate is $93 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lynwood: Insurance costs 0.80% more
- Cudahy: Insurance costs 0.13% more
- Bell: Insurance costs 1.63% more
- Huntington Park: Insurance costs 2.01% more
- Bell Gardens: Insurance costs 1.05% less
- Florence-Graham: Insurance costs 5.28% more
- Maywood: Insurance costs 1.51% more
- Willowbrook: Insurance costs 4.52% more
- Vernon: Insurance costs 4.48% more
- East Rancho Dominguez: Insurance costs 1.84% more
Cities with Similar Populations
- Plainfield: Insurance costs 34.30% less
- Rancho Cucamonga: Insurance costs 7.66% less
- Portsmouth: Insurance costs 45.60% less
- Portland: Insurance costs 34.76% less
- Puyallup: Insurance costs 34.63% less
- Provo: Insurance costs 39.70% less
- Plano: Insurance costs 22.32% less
- Portland: Insurance costs 58.38% less
- Plant City: Insurance costs 13.90% more
- Port Charlotte: Insurance costs 0.46% more