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Get Cheap Car Insurance in Bell Gardens, CA
We monitor insurance prices, helping the average driver in Bell Gardens save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Bell Gardens
The chart below shows the cheapest car insurance company in Bell Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Bell Gardens Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $67 |
| Progressive | $72 |
| Travelers | $74 |
Savings for Every Kind of Bell Gardens Driver
Based on our extensive insurance data, we know the average Bell Gardens driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $755 per year by choosing the right vehicle insurance company. Some Bell Gardens residents are paying out over $2,363 extra every year for auto insurance in Bell Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bell Gardens, CA Savings / Yr. |
|---|---|
$755 |
|
$1,384 |
|
$1,094 |
|
$1,923 |
|
$987 |
|
$428 |
|
$0 |
Bell Gardens Car Insurance vs. California
People living in Bell Gardens pay an average of 17.66% more than the typical driver in the state. The average driver in Bell Gardens can expect to pay about $1,106 per year, or $2,363 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bell Gardens for most people.
Car Insurance Prices by Bell Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Bell Gardens?
The map shows insurance prices in and around Bell Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $297 per year within the city boundaries, with insurance premiums ranging from a high of $2,552 to a low of $2,255. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Bell Gardens.Pick the Best Car Insurance Company for You in Bell Gardens
The best car insurance provider for most drivers in Bell Gardens
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $755 over the average Bell Gardens car insurance company.
The best car insurance provider for Bell Gardens drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,384 over the competition.
The best car insurance company for Bell Gardens drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,094 better than other car insurance companies.
The best auto insurance for Bell Gardens drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,923 less each year.
The least expensive car insurance company for new and young drivers in Bell Gardens
In Bell Gardens, State Farm costs young drivers $987 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bell Gardens
Progressive gave the largest car insurance discounts to married couples, averaging $428 saved each year compared to an average Bell Gardens couple's premiums.
The cheapest car insurance in Bell Gardens for drivers with bad credit
The best Bell Gardens car insurance company for customer service
Nationwide was the best company for customer service in Bell Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Bell Gardens
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Bell Gardens driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bell Gardens, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Bell Gardens
What Influences the Cost of Car Insurance in Bell Gardens?
On average, car insurance in Bell Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bell Gardens is 39 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bell Gardens are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Bell Gardens is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Bell Gardens is $92 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Cudahy: Insurance costs 1.18% more
- Bell: Insurance costs 2.71% more
- Commerce: Insurance costs 1.95% less
- Maywood: Insurance costs 2.58% more
- Downey: Insurance costs 2.84% less
- South Gate: Insurance costs 1.06% more
- Vernon: Insurance costs 5.59% more
- Huntington Park: Insurance costs 3.09% more
- Lynwood: Insurance costs 1.86% more
- Montebello: Insurance costs 0.72% more
Cities with Similar Populations
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- East Point: Insurance costs 4.27% less
- Port Huron: Insurance costs 23.36% more
- Peachtree City: Insurance costs 24.46% less
- Fort Washington: Insurance costs 5.08% less
- Hanover Park: Insurance costs 28.61% less