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Get Cheap Car Insurance in Montebello, CA
We monitor insurance prices, helping the average driver in Montebello save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Montebello
The chart below shows the cheapest car insurance company in Montebello for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Montebello Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $67 |
| Progressive | $72 |
| Travelers | $75 |
Savings for Every Kind of Montebello Driver
Based on our extensive insurance data, we know the average Montebello driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $761 per year by choosing the right vehicle insurance company. Some Montebello residents are paying out over $2,380 extra every year for auto insurance in Montebello. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Montebello, CA Savings / Yr. |
|---|---|
$761 |
|
$1,394 |
|
$1,102 |
|
$1,937 |
|
$995 |
|
$431 |
|
$0 |
Montebello Car Insurance vs. California
People living in Montebello pay an average of 18.54% more than the typical driver in the state. The average driver in Montebello can expect to pay about $1,114 per year, or $2,380 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Montebello for most people.
Car Insurance Prices by Montebello Neighborhood
Insurance Prices
Where is insurance cheapest within Montebello?
The map shows insurance prices in and around Montebello, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $541 per year within the city boundaries, with insurance premiums ranging from a high of $2,628 to a low of $2,087. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Montebello.Pick the Best Car Insurance Company for You in Montebello
The best car insurance provider for most drivers in Montebello
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $761 over the average Montebello car insurance company.
The best car insurance provider for Montebello drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,394 over the competition.
The best car insurance company for Montebello drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,102 better than other car insurance companies.
The best auto insurance for Montebello drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,937 less each year.
The least expensive car insurance company for new and young drivers in Montebello
In Montebello, State Farm costs young drivers $995 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Montebello
Progressive gave the largest car insurance discounts to married couples, averaging $431 saved each year compared to an average Montebello couple's premiums.
The cheapest car insurance in Montebello for drivers with bad credit
The best Montebello car insurance company for customer service
Nationwide was the best company for customer service in Montebello according to the NAIC.
Recent price drops
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The cheapest large national provider in Montebello
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Montebello driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Montebello, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Montebello
What Influences the Cost of Car Insurance in Montebello?
On average, car insurance in Montebello is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Montebello is 42 minutes, which is a little more than average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Montebello are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Montebello is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Montebello is $93 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Pico Rivera: Insurance costs 3.03% less
- Commerce: Insurance costs 2.65% less
- Monterey Park: Insurance costs 0.42% more
- East Los Angeles: Insurance costs 1.09% more
- West Whittier-Los Nietos: Insurance costs 4.03% less
- Rosemead: Insurance costs 0.63% less
- Bell Gardens: Insurance costs 0.71% less
- Maywood: Insurance costs 1.85% more
- Vernon: Insurance costs 4.83% more
- South El Monte: Insurance costs 0.92% less
Cities with Similar Populations
- Cincinnati: Insurance costs 51.64% less
- Cambridge: Insurance costs 21.47% less
- Camarillo: Insurance costs 14.03% less
- Centennial: Insurance costs 15.71% less
- Canoga Park: Insurance costs 5.21% more
- Carmel: Insurance costs 49.66% less
- Canyon Country: Insurance costs 3.28% less
- Castle Rock: Insurance costs 18.45% less
- Carlsbad: Insurance costs 19.16% less
- Canton: Insurance costs 53.11% less