Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Jaywye, MO

We monitor insurance prices, helping the average driver in Jaywye save up to 28.5% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Jaywye

The chart below shows the cheapest car insurance company in Jaywye for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.

 
Jaywye Insurer Monthly Cost
State Farm $68
Travelers $68
Safeco Insurance $69
Clearcover $75

Savings for Every Kind of Jaywye Driver

The table shows how much the average auto insurance customer in Jaywye might save by following our recommendations.

Based on our extensive insurance data, we know the average Jaywye driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $485 per year by choosing the right vehicle insurance company. Some Jaywye residents are paying out over $1,797 extra every year for auto insurance in Jaywye. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Jaywye Car Insurance vs. Missouri

People living in Jaywye pay an average of 0.21% less than the typical driver in the state. The average driver in Jaywye can expect to pay about $1,107 per year, or $1,797 for full coverage.

Based on our analysis, Clearcover will be the cheapest provider in Jaywye for most people.

Car Insurance Prices by Jaywye Neighborhood

Jaywye, MO map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Jaywye?

The map shows insurance prices in and around Jaywye, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $84 per year within the city boundaries, with insurance premiums ranging from a high of $1,845 to a low of $1,761. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Jaywye.

Pick the Best Car Insurance Company for You in Jaywye

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Jaywye insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Jaywye

For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $485 over the average Jaywye car insurance company.

Visit Site

We use the average good driver, paying $109 per month, as our baseline for pricing in Jaywye. Travelers, Clearcover, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Jaywye drivers with accidents on their records

In Jaywye getting into an accident will raise premiums an average 32% for a yearly cost of $2,651. That's $853 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Clearcover, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $677 over the competition.

Visit Site

The best car insurance company for Jaywye drivers with speeding tickets

>Clearcover gave the average person with a speeding ticket the most savings, averaging $619 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Jaywye, tickets raise premiums on new quotes about $718. If you have a speeding ticket, we recommend State Farm, Travelers, and Clearcover for savings that beat the average insurance cost of $2,515 per year.

The best auto insurance for Jaywye drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,652 per year in auto insurance premiums, which was $854 more than a driver with no major issues. State Farm, Clearcover, and Gainsco penalized their customers the least for a DUI.

Getting a quote from Clearcover may cost the average person with a DUI about $693 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Jaywye

In Jaywye, Travelers costs young drivers $1,461 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Jaywye. With an average cost of $5,272 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Allstate, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Jaywye

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $210. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Jaywye.

State Farm gave the largest car insurance discounts to married couples, averaging $377 saved each year compared to an average Jaywye couple's premiums.

Visit Site

The cheapest car insurance in Jaywye for drivers with bad credit

People with poor credit saved an average of $579 with Travelers.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,175 every year. Premiums for people with poor credit were about $2,972 in Jaywye. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Nationwide, and Travelers.

The best Jaywye car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Jaywye, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Jaywye.

Nationwide was the best company for customer service in Jaywye according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jaywye, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Jaywye. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Jaywye

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 29% of Jaywye residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Jaywye driver can expect to pay about $114 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jaywye, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Jaywye

What Influences the Cost of Car Insurance in Jaywye?

On average, car insurance in Jaywye is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Jaywye is 33 minutes, which is about the national average for a driver in the state.
  • Missouri state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Jaywye are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Jaywye has an average population density in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Jaywye is $92 per month for minimum coverage and $150 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

  • Tioga: Insurance costs 66.94% more
  • Thornfield: Insurance costs 0.45% less
  • Thornton: Insurance costs 27.10% less
  • Thrifton: Insurance costs 37.12% less
  • Thurston: Insurance costs 21.42% less
  • Tilden: Insurance costs 33.95% less
  • Tillicum: Insurance costs 15.69% less
  • Tilly: Insurance costs 7.46% less
  • Tinnie: Insurance costs 19.59% less
  • Tintah: Insurance costs 12.74% less
* Who is the average Jaywye driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Jaywye with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.