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Get Cheap Car Insurance in Point Pleasant, MO
We monitor insurance prices, helping the average driver in Point Pleasant save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Point Pleasant
The chart below shows the cheapest car insurance company in Point Pleasant for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Point Pleasant Insurer | Monthly Cost |
|---|---|
| State Farm | $68 |
| Travelers | $68 |
| Safeco Insurance | $69 |
| Clearcover | $74 |
Savings for Every Kind of Point Pleasant Driver
Based on our extensive insurance data, we know the average Point Pleasant driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $482 per year by choosing the right vehicle insurance company. Some Point Pleasant residents are paying out over $1,785 extra every year for auto insurance in Point Pleasant. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Point Pleasant, MO Savings / Yr. |
|---|---|
$482 |
|
$672 |
|
$614 |
|
$688 |
|
$1,451 |
|
$375 |
|
$575 |
Point Pleasant Car Insurance vs. Missouri
People living in Point Pleasant pay an average of 0.90% less than the typical driver in the state. The average driver in Point Pleasant can expect to pay about $1,099 per year, or $1,785 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Point Pleasant for most people.
Car Insurance Prices by Point Pleasant Neighborhood
Insurance Prices
Where is insurance cheapest within Point Pleasant?
The map shows insurance prices in and around Point Pleasant, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $10 per year within the city boundaries, with insurance premiums ranging from a high of $1,785 to a low of $1,775. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the South parts of Point Pleasant.Pick the Best Car Insurance Company for You in Point Pleasant
The best car insurance provider for most drivers in Point Pleasant
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $482 over the average Point Pleasant car insurance company.
The best car insurance provider for Point Pleasant drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $672 over the competition.
The best car insurance company for Point Pleasant drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $614 better than other car insurance companies.
The best auto insurance for Point Pleasant drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $688 less each year.
The least expensive car insurance company for new and young drivers in Point Pleasant
In Point Pleasant, Travelers costs young drivers $1,451 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Point Pleasant
State Farm gave the largest car insurance discounts to married couples, averaging $375 saved each year compared to an average Point Pleasant couple's premiums.
The cheapest car insurance in Point Pleasant for drivers with bad credit
The best Point Pleasant car insurance company for customer service
Nationwide was the best company for customer service in Point Pleasant according to the NAIC.
Recent price drops
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The cheapest large national provider in Point Pleasant
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Point Pleasant driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Point Pleasant, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Point Pleasant
What Influences the Cost of Car Insurance in Point Pleasant?
On average, car insurance in Point Pleasant is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Point Pleasant are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Point Pleasant is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Point Pleasant is $92 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Hayward: Insurance costs 0.39% less
- Portageville: Insurance costs 1.51% more
- Jaywye: Insurance costs 0.67% more
- Marston: Insurance costs 3.36% more
- Tiptonville: Insurance costs 20.78% less
- Cronanville: Insurance costs 20.17% less
- Proctor City: Insurance costs 19.16% less
- Wynnburg: Insurance costs 22.75% less
- Lake Drive: Insurance costs 21.74% less
- Howardville: Insurance costs 2.91% more
Cities with Similar Populations
- Fort Seybert: Insurance costs 16.02% less
- Friendship: Insurance costs 60.34% more
- Freeport: Insurance costs 34.62% less
- Freeport: Insurance costs 12.10% less
- Freedom: Insurance costs 20.39% more
- Freedleyville: Insurance costs 33.95% less
- Fredonia: Insurance costs 4.65% less
- Franklin Depot: Insurance costs 18.54% more
- Francis: Insurance costs 12.66% less
- Fox Hill: Insurance costs 33.45% less