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Get Cheap Car Insurance in Jerseytown, PA
We monitor insurance prices, helping the average driver in Jerseytown save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Jerseytown
The chart below shows the cheapest car insurance company in Jerseytown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Jerseytown Insurer | Monthly Cost |
|---|---|
| Kemper | $49 |
| Metromile | $49 |
| Travelers | $49 |
| State Farm | $52 |
Savings for Every Kind of Jerseytown Driver
Based on our extensive insurance data, we know the average Jerseytown driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $370 per year by choosing the right vehicle insurance company. Some Jerseytown residents are paying out over $1,319 extra every year for auto insurance in Jerseytown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jerseytown, PA Savings / Yr. |
|---|---|
$370 |
|
$655 |
|
$501 |
|
$597 |
|
$1,528 |
|
$265 |
|
$473 |
Jerseytown Car Insurance vs. Pennsylvania
People living in Jerseytown pay an average of 7.48% less than the typical driver in the state. The average driver in Jerseytown can expect to pay about $818 per year, or $1,319 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Jerseytown for most people.
Car Insurance Prices by Jerseytown Neighborhood
Insurance Prices
Where is insurance cheapest within Jerseytown?
The map shows insurance prices in and around Jerseytown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,319 to a low of $1,319. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Jerseytown.Pick the Best Car Insurance Company for You in Jerseytown
The best car insurance provider for most drivers in Jerseytown
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $370 over the average Jerseytown car insurance company.
The best car insurance provider for Jerseytown drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $655 over the competition.
The best car insurance company for Jerseytown drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $501 better than other car insurance companies.
The best auto insurance for Jerseytown drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $597 less each year.
The least expensive car insurance company for new and young drivers in Jerseytown
In Jerseytown, Travelers costs young drivers $1,528 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jerseytown
State Farm gave the largest car insurance discounts to married couples, averaging $265 saved each year compared to an average Jerseytown couple's premiums.
The cheapest car insurance in Jerseytown for drivers with bad credit
The best Jerseytown car insurance company for customer service
Nationwide was the best company for customer service in Jerseytown according to the NAIC.
Recent price drops
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The cheapest large national provider in Jerseytown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Jerseytown driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jerseytown, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Jerseytown
What Influences the Cost of Car Insurance in Jerseytown?
On average, car insurance in Jerseytown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jerseytown is 30 minutes, which is a little less than average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jerseytown are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Jerseytown is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jerseytown is $68 per month for minimum coverage and $110 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Strawberry Ridge: Insurance costs 1.59% less
- Iola: Insurance costs 0.30% more
- Kaseville: Insurance costs 2.27% less
- Millville: Insurance costs 0.15% more
- Washingtonville: Insurance costs 1.82% less
- Exchange: Insurance costs 2.81% less
- Pine Summit: Insurance costs 2.20% more
- Ottawa: Insurance costs 3.49% less
- Danville: Insurance costs 1.44% less
- Moreland: Insurance costs 0.76% less
Cities with Similar Populations
- West Millgrove: Insurance costs 19.86% less
- Cotton Center: Insurance costs 41.70% more
- Cottonburg: Insurance costs 59.29% more
- Cove Creek: Insurance costs 3.56% more
- Crab Orchard: Insurance costs 6.75% more
- Crane Creek: Insurance costs 32.37% more
- Crewstown: Insurance costs 0.15% more
- Cummings: Insurance costs 2.43% more
- Wakatomika: Insurance costs 16.45% less
- Wales: Insurance costs 3.64% more