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Get Cheap Car Insurance in Pine Summit, PA
We monitor insurance prices, helping the average driver in Pine Summit save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Pine Summit
The chart below shows the cheapest car insurance company in Pine Summit for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Pine Summit Insurer | Monthly Cost |
|---|---|
| Kemper | $50 |
| Metromile | $50 |
| Travelers | $51 |
| State Farm | $53 |
Savings for Every Kind of Pine Summit Driver
Based on our extensive insurance data, we know the average Pine Summit driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $378 per year by choosing the right vehicle insurance company. Some Pine Summit residents are paying out over $1,348 extra every year for auto insurance in Pine Summit. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Pine Summit, PA Savings / Yr. |
|---|---|
$378 |
|
$669 |
|
$512 |
|
$610 |
|
$1,562 |
|
$270 |
|
$483 |
Pine Summit Car Insurance vs. Pennsylvania
People living in Pine Summit pay an average of 5.45% less than the typical driver in the state. The average driver in Pine Summit can expect to pay about $836 per year, or $1,348 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Pine Summit for most people.
Car Insurance Prices by Pine Summit Neighborhood
Insurance Prices
Where is insurance cheapest within Pine Summit?
The map shows insurance prices in and around Pine Summit, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $29 per year within the city boundaries, with insurance premiums ranging from a high of $1,354 to a low of $1,325. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Pine Summit.Pick the Best Car Insurance Company for You in Pine Summit
The best car insurance provider for most drivers in Pine Summit
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $378 over the average Pine Summit car insurance company.
The best car insurance provider for Pine Summit drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $669 over the competition.
The best car insurance company for Pine Summit drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $512 better than other car insurance companies.
The best auto insurance for Pine Summit drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $610 less each year.
The least expensive car insurance company for new and young drivers in Pine Summit
In Pine Summit, Travelers costs young drivers $1,562 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Pine Summit
State Farm gave the largest car insurance discounts to married couples, averaging $270 saved each year compared to an average Pine Summit couple's premiums.
The cheapest car insurance in Pine Summit for drivers with bad credit
The best Pine Summit car insurance company for customer service
Nationwide was the best company for customer service in Pine Summit according to the NAIC.
Recent price drops
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The cheapest large national provider in Pine Summit
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Pine Summit driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pine Summit, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Pine Summit
What Influences the Cost of Car Insurance in Pine Summit?
On average, car insurance in Pine Summit is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 5 to 6 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Pine Summit are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Pine Summit is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Pine Summit is $70 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Iola: Insurance costs 1.85% less
- Millville: Insurance costs 2.00% less
- Lairdsville: Insurance costs 0.52% less
- Moreland: Insurance costs 2.89% less
- Derrs: Insurance costs 1.34% less
- Unityville: Insurance costs 0.22% more
- Jerseytown: Insurance costs 2.15% less
- Exchange: Insurance costs 4.90% less
- Rohrsburg: Insurance costs 2.23% less
- Strawberry Ridge: Insurance costs 3.71% less
Cities with Similar Populations
- St. Mary: Insurance costs 15.58% more
- Johnstown: Insurance costs 12.98% more
- Josephine: Insurance costs 14.02% more
- Josie: Insurance costs 8.31% more
- Kelly: Insurance costs 33.16% more
- South Lead Hill: Insurance costs 22.63% more
- Spring Valley Colony: Insurance costs 22.48% more
- Spurgeons Corner: Insurance costs 12.76% less
- St. James: Insurance costs 90.80% more
- St. John: Insurance costs 21.88% less