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Get Cheap Car Insurance in Jimtown, KY
We monitor insurance prices, helping the average driver in Jimtown save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Jimtown
The chart below shows the cheapest car insurance company in Jimtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Jimtown Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $60 |
| State Farm | $60 |
| Travelers | $87 |
| Geico | $94 |
Savings for Every Kind of Jimtown Driver
Based on our extensive insurance data, we know the average Jimtown driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $529 per year by choosing the right vehicle insurance company. Some Jimtown residents are paying out over $2,096 extra every year for auto insurance in Jimtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Jimtown, KY Savings / Yr. |
|---|---|
$529 |
|
$868 |
|
$854 |
|
$864 |
|
$1,711 |
|
$573 |
|
$917 |
Jimtown Car Insurance vs. Kentucky
People living in Jimtown pay an average of 1.80% less than the typical driver in the state. The average driver in Jimtown can expect to pay about $1,079 per year, or $2,096 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Jimtown for most people.
Car Insurance Prices by Jimtown Neighborhood
Insurance Prices
Where is insurance cheapest within Jimtown?
The map shows insurance prices in and around Jimtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $232 per year within the city boundaries, with insurance premiums ranging from a high of $2,285 to a low of $2,053. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northeast parts of Jimtown.Pick the Best Car Insurance Company for You in Jimtown
The best car insurance provider for most drivers in Jimtown
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $529 over the average Jimtown car insurance company.
The best car insurance provider for Jimtown drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $868 over the competition.
The best car insurance company for Jimtown drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $854 better than other car insurance companies.
The best auto insurance for Jimtown drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $864 less each year.
The least expensive car insurance company for new and young drivers in Jimtown
In Jimtown, State Farm costs young drivers $1,711 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Jimtown
State Farm gave the largest car insurance discounts to married couples, averaging $573 saved each year compared to an average Jimtown couple's premiums.
The cheapest car insurance in Jimtown for drivers with bad credit
The best Jimtown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Jimtown
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Jimtown driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jimtown, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Jimtown
What Influences the Cost of Car Insurance in Jimtown?
On average, car insurance in Jimtown is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Jimtown is 19 minutes, which is far less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Jimtown are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Jimtown has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Jimtown is $90 per month for minimum coverage and $175 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Springfield: Insurance costs 0.72% less
- Texas: Insurance costs 3.82% more
- Cisselville: Insurance costs 1.43% less
- Valley Hill: Insurance costs 1.00% less
- St. Catharine: Insurance costs 0.14% less
- Jessietown: Insurance costs 6.35% more
- Thompsonville: Insurance costs 0.62% less
- Lebanon: Insurance costs 1.48% more
- St. Mary: Insurance costs 1.34% less
- Riley: Insurance costs 4.15% more
Cities with Similar Populations
- Old Lebanon: Insurance costs 48.85% less
- Plattville: Insurance costs 30.58% less
- Pittsboro: Insurance costs 19.27% less
- Pine Valley: Insurance costs 4.20% less
- Pine Crest: Insurance costs 9.88% less
- Pilot View: Insurance costs 0.95% less
- Picture Rocks: Insurance costs 37.26% less
- Perkins: Insurance costs 18.51% less
- Packard Heights: Insurance costs 28.48% less
- Orpha: Insurance costs 25.33% less