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Get Cheap Car Insurance in Pilot View, KY

We monitor insurance prices, helping the average driver in Pilot View save up to 29.1% on car insurance.

 

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The Cheapest Minimum Coverage in Pilot View

The chart below shows the cheapest car insurance company in Pilot View for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.

 
Pilot View Insurer Monthly Cost
Farm Bureau $59
State Farm $59
Travelers $86
Geico $93

Savings for Every Kind of Pilot View Driver

The table shows how much the average auto insurance customer in Pilot View might save by following our recommendations.

Based on our extensive insurance data, we know the average Pilot View driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $524 per year by choosing the right vehicle insurance company. Some Pilot View residents are paying out over $2,076 extra every year for auto insurance in Pilot View. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Pilot View Car Insurance vs. Kentucky

People living in Pilot View pay an average of 2.72% less than the typical driver in the state. The average driver in Pilot View can expect to pay about $1,069 per year, or $2,076 for full coverage.

Based on our analysis, Farm Bureau will be the cheapest provider in Pilot View for most people.

Car Insurance Prices by Pilot View Neighborhood

Pilot View, KY map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Pilot View?

The map shows insurance prices in and around Pilot View, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $168 per year within the city boundaries, with insurance premiums ranging from a high of $2,207 to a low of $2,039. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Pilot View.

Pick the Best Car Insurance Company for You in Pilot View

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Pilot View insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Pilot View

For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $524 over the average Pilot View car insurance company.

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We use the average good driver, paying $129 per month, as our baseline for pricing in Pilot View. State Farm, Farm Bureau, and Westfield are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Pilot View drivers with accidents on their records

In Pilot View getting into an accident will raise premiums an average 30% for a yearly cost of $2,980. That's $904 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $860 over the competition.

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The best car insurance company for Pilot View drivers with speeding tickets

>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $846 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Pilot View, tickets raise premiums on new quotes about $593. If you have a speeding ticket, we recommend State Farm, Geico, and Farm Bureau for savings that beat the average insurance cost of $2,669 per year.

The best auto insurance for Pilot View drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,364 per year in auto insurance premiums, which was $1,288 more than a driver with no major issues. State Farm, Progressive, and Farm Bureau penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $856 less each year.

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The least expensive car insurance company for new and young drivers in Pilot View

In Pilot View, State Farm costs young drivers $1,695 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 67% more for insurance than more mature drivers in Pilot View. With an average cost of $6,303 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Farm Bureau, and Auto-Owners Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Pilot View

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $125. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Pilot View.

State Farm gave the largest car insurance discounts to married couples, averaging $567 saved each year compared to an average Pilot View couple's premiums.

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The cheapest car insurance in Pilot View for drivers with bad credit

People with poor credit saved an average of $909 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,615 every year. Premiums for people with poor credit were about $3,691 in Pilot View. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Geico, and Safe Auto.

The best Pilot View car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Pilot View, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Farm Bureau as the best provider in Pilot View.

Nationwide was the best company for customer service in Pilot View according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Pilot View, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Pilot View. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Pilot View

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 16% of Pilot View residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Pilot View driver can expect to pay about $144 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Pilot View, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.
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Auto Insurance Prices in and Around Pilot View

What Influences the Cost of Car Insurance in Pilot View?

On average, car insurance in Pilot View is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Pilot View is 32 minutes, which is about the national average for a driver in the state.
  • Kentucky state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Pilot View are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
  • Pilot View is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Pilot View is $89 per month for minimum coverage and $173 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Pilot View driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Pilot View with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.