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Get Cheap Car Insurance in Bloomingdale, KY
We monitor insurance prices, helping the average driver in Bloomingdale save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Bloomingdale
The chart below shows the cheapest car insurance company in Bloomingdale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Bloomingdale Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $62 |
| State Farm | $62 |
| Travelers | $91 |
| Geico | $98 |
Savings for Every Kind of Bloomingdale Driver
Based on our extensive insurance data, we know the average Bloomingdale driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $549 per year by choosing the right vehicle insurance company. Some Bloomingdale residents are paying out over $2,173 extra every year for auto insurance in Bloomingdale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bloomingdale, KY Savings / Yr. |
|---|---|
$549 |
|
$900 |
|
$886 |
|
$896 |
|
$1,774 |
|
$594 |
|
$951 |
Bloomingdale Car Insurance vs. Kentucky
People living in Bloomingdale pay an average of 1.81% more than the typical driver in the state. The average driver in Bloomingdale can expect to pay about $1,119 per year, or $2,173 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Bloomingdale for most people.
Car Insurance Prices by Bloomingdale Neighborhood
Insurance Prices
Where is insurance cheapest within Bloomingdale?
The map shows insurance prices in and around Bloomingdale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $187 per year within the city boundaries, with insurance premiums ranging from a high of $2,263 to a low of $2,076. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of Bloomingdale.Pick the Best Car Insurance Company for You in Bloomingdale
The best car insurance provider for most drivers in Bloomingdale
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $549 over the average Bloomingdale car insurance company.
The best car insurance provider for Bloomingdale drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $900 over the competition.
The best car insurance company for Bloomingdale drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $886 better than other car insurance companies.
The best auto insurance for Bloomingdale drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $896 less each year.
The least expensive car insurance company for new and young drivers in Bloomingdale
In Bloomingdale, State Farm costs young drivers $1,774 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bloomingdale
State Farm gave the largest car insurance discounts to married couples, averaging $594 saved each year compared to an average Bloomingdale couple's premiums.
The cheapest car insurance in Bloomingdale for drivers with bad credit
The best Bloomingdale car insurance company for customer service
Nationwide was the best company for customer service in Bloomingdale according to the NAIC.
Recent price drops
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The cheapest large national provider in Bloomingdale
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Bloomingdale driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bloomingdale, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Bloomingdale
What Influences the Cost of Car Insurance in Bloomingdale?
On average, car insurance in Bloomingdale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Bloomingdale is 39 minutes, which is a little more than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bloomingdale are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Bloomingdale is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bloomingdale is $93 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Doylesville: Insurance costs 3.04% less
- Hunt: Insurance costs 4.00% less
- Trapp: Insurance costs 2.90% more
- Palmer: Insurance costs 4.10% more
- Ruckerville: Insurance costs 2.25% more
- Union City: Insurance costs 6.17% less
- Log Lick: Insurance costs 2.95% more
- Hargett: Insurance costs 4.10% more
- College Hill: Insurance costs 1.43% less
- Forest Grove: Insurance costs 4.05% less
Cities with Similar Populations
- Sundown: Insurance costs 3.77% more
- Pilgrim Heights: Insurance costs 31.75% less
- Kenton: Insurance costs 36.08% more
- Phillips Hill: Insurance costs 18.59% less
- Dunlap: Insurance costs 11.32% less
- Dubuque: Insurance costs 27.06% less
- Dry Valley: Insurance costs 1.75% less
- Sun City: Insurance costs 26.69% less
- Sun Valley: Insurance costs 19.97% less
- Stewarts Point: Insurance costs 2.90% more