Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Grassy Lick, KY
We monitor insurance prices, helping the average driver in Grassy Lick save up to 29.1% on car insurance.
The Cheapest Minimum Coverage in Grassy Lick
The chart below shows the cheapest car insurance company in Grassy Lick for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by State Farm, Travelers, and Geico.
| Grassy Lick Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $58 |
| State Farm | $58 |
| Travelers | $85 |
| Geico | $91 |
Savings for Every Kind of Grassy Lick Driver
Based on our extensive insurance data, we know the average Grassy Lick driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $515 per year by choosing the right vehicle insurance company. Some Grassy Lick residents are paying out over $2,037 extra every year for auto insurance in Grassy Lick. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Grassy Lick, KY Savings / Yr. |
|---|---|
$515 |
|
$844 |
|
$831 |
|
$840 |
|
$1,663 |
|
$557 |
|
$892 |
Grassy Lick Car Insurance vs. Kentucky
People living in Grassy Lick pay an average of 4.54% less than the typical driver in the state. The average driver in Grassy Lick can expect to pay about $1,049 per year, or $2,037 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Grassy Lick for most people.
Car Insurance Prices by Grassy Lick Neighborhood
Insurance Prices
Where is insurance cheapest within Grassy Lick?
The map shows insurance prices in and around Grassy Lick, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $89 per year within the city boundaries, with insurance premiums ranging from a high of $2,101 to a low of $2,012. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Grassy Lick.Pick the Best Car Insurance Company for You in Grassy Lick
The best car insurance provider for most drivers in Grassy Lick
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $515 over the average Grassy Lick car insurance company.
The best car insurance provider for Grassy Lick drivers with accidents on their records
In our analysis, Farm Bureau saved the average person who had been in an accident the most, with annual savings averaging $844 over the competition.
The best car insurance company for Grassy Lick drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $831 better than other car insurance companies.
The best auto insurance for Grassy Lick drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $840 less each year.
The least expensive car insurance company for new and young drivers in Grassy Lick
In Grassy Lick, State Farm costs young drivers $1,663 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Grassy Lick
State Farm gave the largest car insurance discounts to married couples, averaging $557 saved each year compared to an average Grassy Lick couple's premiums.
The cheapest car insurance in Grassy Lick for drivers with bad credit
The best Grassy Lick car insurance company for customer service
Nationwide was the best company for customer service in Grassy Lick according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Grassy Lick, which was better than other insurers.
The cheapest large national provider in Grassy Lick
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Grassy Lick driver can expect to pay about $144 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Grassy Lick, USAA has the best prices for drivers with a DUI conviction, drivers with speeding tickets, married couples, drivers with bad credit, drivers with accidents, young drivers, and good drivers.Auto Insurance Prices in and Around Grassy Lick
What Influences the Cost of Car Insurance in Grassy Lick?
On average, car insurance in Grassy Lick is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Grassy Lick is 31 minutes, which is a little less than average for a driver in the state.
- Kentucky state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Grassy Lick are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Grassy Lick has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Grassy Lick is $87 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Sideview: Insurance costs 0.93% less
- Mount Sterling: Insurance costs 4.27% more
- Pilot View: Insurance costs 1.91% more
- Hootentown: Insurance costs 0.44% more
- Bon Haven: Insurance costs 0.39% more
- Prewitt: Insurance costs 6.23% more
- Judy: Insurance costs 1.18% more
- North Middletown: Insurance costs 2.60% more
- Camargo: Insurance costs 3.09% more
- Stoops: Insurance costs 2.75% more
Cities with Similar Populations
- Oskar: Insurance costs 36.03% more
- Plymouth: Insurance costs 32.35% less
- Platter: Insurance costs 16.45% less
- Pipersville: Insurance costs 46.74% less
- Philippi: Insurance costs 34.51% less
- Petersburgh: Insurance costs 44.92% less
- Peel: Insurance costs 17.38% less
- Payson: Insurance costs 17.18% less
- Payne Beach: Insurance costs 12.17% more
- Patricksburg: Insurance costs 41.73% less