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Get Cheap Car Insurance in Kernersville, NC
We monitor insurance prices, helping the average driver in Kernersville save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Kernersville
The chart below shows the cheapest car insurance company in Kernersville for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Kernersville Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $46 |
| Erie Insurance | $47 |
| Farm Bureau | $49 |
| Progressive | $52 |
Savings for Every Kind of Kernersville Driver
Based on our extensive insurance data, we know the average Kernersville driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $233 per year by choosing the right vehicle insurance company. Some Kernersville residents are paying out over $1,211 extra every year for auto insurance in Kernersville. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kernersville, NC Savings / Yr. |
|---|---|
$233 |
|
$506 |
|
$368 |
|
$940 |
|
$698 |
|
$281 |
|
$421 |
Kernersville Car Insurance vs. North Carolina
People living in Kernersville pay an average of 3.12% less than the typical driver in the state. The average driver in Kernersville can expect to pay about $726 per year, or $1,211 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Kernersville for most people.
Car Insurance Prices by Kernersville Neighborhood
Insurance Prices
Where is insurance cheapest within Kernersville?
The map shows insurance prices in and around Kernersville, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $171 per year within the city boundaries, with insurance premiums ranging from a high of $1,320 to a low of $1,149. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Kernersville.Pick the Best Car Insurance Company for You in Kernersville
The best car insurance provider for most drivers in Kernersville
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $233 over the average Kernersville car insurance company.
The best car insurance provider for Kernersville drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $506 over the competition.
The best car insurance company for Kernersville drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $368 better than other car insurance companies.
The best auto insurance for Kernersville drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $940 less each year.
The least expensive car insurance company for new and young drivers in Kernersville
In Kernersville, State Farm costs young drivers $698 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kernersville
Erie Insurance gave the largest car insurance discounts to married couples, averaging $281 saved each year compared to an average Kernersville couple's premiums.
The cheapest car insurance in Kernersville for drivers with bad credit
The best Kernersville car insurance company for customer service
Nationwide was the best company for customer service in Kernersville according to the NAIC.
Recent price drops
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The cheapest large national provider in Kernersville
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kernersville driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kernersville, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Kernersville
What Influences the Cost of Car Insurance in Kernersville?
On average, car insurance in Kernersville is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kernersville is 29 minutes, which is a little less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kernersville are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Kernersville is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kernersville is $60 per month for minimum coverage and $101 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Colfax: Insurance costs 1.65% less
- Walkertown: Insurance costs 0.74% more
- Oak Ridge: Insurance costs 1.73% less
- Belews Creek: Insurance costs 0.41% more
- Wallburg: Insurance costs 2.31% less
- Dennis: Insurance costs 1.98% less
- Winston-Salem: Insurance costs 2.39% more
- Jamestown: Insurance costs 5.37% more
- Stokesdale: Insurance costs 1.16% more
- Summerfield: Insurance costs 1.73% less
Cities with Similar Populations
- Annapolis: Insurance costs 57.14% more
- Goshen: Insurance costs 4.95% less
- Forney: Insurance costs 43.60% more
- DeSoto: Insurance costs 70.19% more
- Delano: Insurance costs 71.68% more
- Culver City: Insurance costs 97.36% more
- Crestview: Insurance costs 97.36% more
- Commerce City: Insurance costs 70.19% more
- Chicopee: Insurance costs 33.94% more
- Chambersburg: Insurance costs 6.11% more