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Get Cheap Car Insurance in Summerfield, NC
We monitor insurance prices, helping the average driver in Summerfield save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Summerfield
The chart below shows the cheapest car insurance company in Summerfield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Summerfield Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $45 |
| Erie Insurance | $46 |
| Farm Bureau | $48 |
| Progressive | $51 |
Savings for Every Kind of Summerfield Driver
Based on our extensive insurance data, we know the average Summerfield driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $229 per year by choosing the right vehicle insurance company. Some Summerfield residents are paying out over $1,190 extra every year for auto insurance in Summerfield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Summerfield, NC Savings / Yr. |
|---|---|
$229 |
|
$497 |
|
$362 |
|
$924 |
|
$686 |
|
$276 |
|
$414 |
Summerfield Car Insurance vs. North Carolina
People living in Summerfield pay an average of 4.78% less than the typical driver in the state. The average driver in Summerfield can expect to pay about $713 per year, or $1,190 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Summerfield for most people.
Car Insurance Prices by Summerfield Neighborhood
Insurance Prices
Where is insurance cheapest within Summerfield?
The map shows insurance prices in and around Summerfield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $105 per year within the city boundaries, with insurance premiums ranging from a high of $1,265 to a low of $1,160. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the West parts of Summerfield.Pick the Best Car Insurance Company for You in Summerfield
The best car insurance provider for most drivers in Summerfield
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $229 over the average Summerfield car insurance company.
The best car insurance provider for Summerfield drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $497 over the competition.
The best car insurance company for Summerfield drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $362 better than other car insurance companies.
The best auto insurance for Summerfield drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $924 less each year.
The least expensive car insurance company for new and young drivers in Summerfield
In Summerfield, State Farm costs young drivers $686 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Summerfield
Erie Insurance gave the largest car insurance discounts to married couples, averaging $276 saved each year compared to an average Summerfield couple's premiums.
The cheapest car insurance in Summerfield for drivers with bad credit
The best Summerfield car insurance company for customer service
Nationwide was the best company for customer service in Summerfield according to the NAIC.
Recent price drops
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The cheapest large national provider in Summerfield
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Summerfield driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Summerfield, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Summerfield
What Influences the Cost of Car Insurance in Summerfield?
On average, car insurance in Summerfield is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Summerfield is 28 minutes, which is a little less than average for a driver in the state.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Summerfield are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Summerfield has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Summerfield is $59 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Stokesdale: Insurance costs 2.94% more
- Oak Ridge: Insurance costs the same
- Ellisboro: Insurance costs 1.18% more
- Browns Summit: Insurance costs 2.77% more
- Belews Creek: Insurance costs 2.18% more
- Pine Hall: Insurance costs 3.87% more
- Madison: Insurance costs 2.35% more
- Monroeton: Insurance costs 0.59% less
- Kernersville: Insurance costs 1.76% more
- McLeansville: Insurance costs 3.61% more
Cities with Similar Populations
- Bethlehem: Insurance costs 55.38% more
- Sunny Vista: Insurance costs 65.46% more
- Bay Village: Insurance costs 7.65% less
- Beachwood: Insurance costs 1.09% more
- Bedford: Insurance costs 4.12% more
- Bedford: Insurance costs 0.50% more
- Firestone: Insurance costs 54.79% more
- Jensen Beach: Insurance costs 118.66% more
- Tanque Verde: Insurance costs 46.64% more
- Bellingham: Insurance costs 30.25% more