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Get Cheap Car Insurance in Ketchikan, AK
We monitor insurance prices, helping the average driver in Ketchikan save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Ketchikan
The chart below shows the cheapest car insurance company in Ketchikan for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Ketchikan Insurer | Monthly Cost |
|---|---|
| State Farm | $45 |
| Geico | $48 |
| Allstate | $71 |
| Progressive | $110 |
Savings for Every Kind of Ketchikan Driver
Based on our extensive insurance data, we know the average Ketchikan driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $278 per year by choosing the right vehicle insurance company. Some Ketchikan residents are paying out over $1,356 extra every year for auto insurance in Ketchikan. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ketchikan, AK Savings / Yr. |
|---|---|
$278 |
|
$432 |
|
$270 |
|
$297 |
|
$735 |
|
$249 |
|
$94 |
Ketchikan Car Insurance vs. Alaska
People living in Ketchikan pay an average of 1.39% less than the typical driver in the state. The average driver in Ketchikan can expect to pay about $664 per year, or $1,356 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Ketchikan for most people.
Car Insurance Prices by Ketchikan Neighborhood
Insurance Prices
Where is insurance cheapest within Ketchikan?
The map shows insurance prices in and around Ketchikan, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $170 per year within the city boundaries, with insurance premiums ranging from a high of $1,425 to a low of $1,255. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Ketchikan.Pick the Best Car Insurance Company for You in Ketchikan
The best car insurance provider for most drivers in Ketchikan
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $278 over the average Ketchikan car insurance company.
The best car insurance provider for Ketchikan drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $432 over the competition.
The best car insurance company for Ketchikan drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $270 better than other car insurance companies.
The best auto insurance for Ketchikan drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $297 less each year.
The least expensive car insurance company for new and young drivers in Ketchikan
In Ketchikan, State Farm costs young drivers $735 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ketchikan
State Farm gave the largest car insurance discounts to married couples, averaging $249 saved each year compared to an average Ketchikan couple's premiums.
The cheapest car insurance in Ketchikan for drivers with bad credit
The best Ketchikan car insurance company for customer service
Recent price drops
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The cheapest large national provider in Ketchikan
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Ketchikan driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ketchikan, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Ketchikan
What Influences the Cost of Car Insurance in Ketchikan?
On average, car insurance in Ketchikan is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Alaska state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ketchikan are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Ketchikan is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ketchikan is $55 per month for minimum coverage and $113 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Saxman: Insurance costs 5.68% less
- Mud Bay: Insurance costs 4.20% less
- Metlakatla: Insurance costs 4.50% less
- Kasaan: Insurance costs 9.14% less
- Meyers Chuck: Insurance costs 12.61% less
- Thorne Bay: Insurance costs 9.22% less
- Hydaburg: Insurance costs 10.18% less
- Klawock: Insurance costs 7.89% less
- Craig: Insurance costs 7.82% less
- Naukati Bay: Insurance costs 14.01% less
Cities with Similar Populations
- Camp Verde: Insurance costs 28.10% more
- Williamston: Insurance costs 18.88% more
- Claiborne: Insurance costs 123.38% more
- Cheval: Insurance costs 115.19% more
- Cheraw: Insurance costs 24.04% more
- Wills Point: Insurance costs 21.39% more
- Charlton: Insurance costs 12.02% more
- Chappaqua: Insurance costs 90.56% more
- Windsor Locks: Insurance costs 48.23% more
- Cedar Creek: Insurance costs 23.75% more