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Get Cheap Car Insurance in Key, AL
We monitor insurance prices, helping the average driver in Key save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Key
The chart below shows the cheapest car insurance company in Key for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Key Insurer | Monthly Cost |
|---|---|
| Travelers | $68 |
| Gainsco | $71 |
| State Farm | $74 |
| Safe Auto | $75 |
Savings for Every Kind of Key Driver
Based on our extensive insurance data, we know the average Key driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $380 per year by choosing the right vehicle insurance company. Some Key residents are paying out over $1,534 extra every year for auto insurance in Key. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Key, AL Savings / Yr. |
|---|---|
$380 |
|
$517 |
|
$484 |
|
$549 |
|
$1,192 |
|
$66 |
|
$324 |
Key Car Insurance vs. Alabama
People living in Key pay an average of 4.30% less than the typical driver in the state. The average driver in Key can expect to pay about $1,013 per year, or $1,534 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Key for most people.
Car Insurance Prices by Key Neighborhood
Insurance Prices
Where is insurance cheapest within Key?
The map shows insurance prices in and around Key, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $1,534 to a low of $1,534. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Key.Pick the Best Car Insurance Company for You in Key
The best car insurance provider for most drivers in Key
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $380 over the average Key car insurance company.
The best car insurance provider for Key drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $517 over the competition.
The best car insurance company for Key drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $484 better than other car insurance companies.
The best auto insurance for Key drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $549 less each year.
The least expensive car insurance company for new and young drivers in Key
In Key, Travelers costs young drivers $1,192 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Key
State Farm gave the largest car insurance discounts to married couples, averaging $66 saved each year compared to an average Key couple's premiums.
The cheapest car insurance in Key for drivers with bad credit
The best Key car insurance company for customer service
Recent price drops
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The cheapest large national provider in Key
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Key driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Key, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Key
What Influences the Cost of Car Insurance in Key?
On average, car insurance in Key is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Key is 34 minutes, which is about the national average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Key are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Key is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Key is $84 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rock Run: Insurance costs 1.17% more
- Whorton: Insurance costs 0.26% less
- Ellisville: Insurance costs 1.63% more
- Centre: Insurance costs 0.91% more
- Howells Crossroads: Insurance costs 4.56% more
- Piney: Insurance costs 0.59% more
- Pleasant Gap: Insurance costs 2.02% more
- Esom Hill: Insurance costs 2.02% more
- Spring Garden: Insurance costs 1.30% more
- Tennala: Insurance costs 1.56% more
Cities with Similar Populations
- Enright: Insurance costs 10.10% more
- Twin Oaks: Insurance costs 94.07% more
- Tyler: Insurance costs 13.69% more
- Tyrone: Insurance costs 21.32% more
- Ucolo: Insurance costs 11.99% less
- Union City: Insurance costs 6.00% more
- Unity: Insurance costs 22.56% more
- Wiville: Insurance costs 9.39% more
- Estes: Insurance costs 10.63% more
- Estacado: Insurance costs 13.75% more