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Get Cheap Car Insurance in Howells Crossroads, AL
We monitor insurance prices, helping the average driver in Howells Crossroads save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Howells Crossroads
The chart below shows the cheapest car insurance company in Howells Crossroads for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Howells Crossroads Insurer | Monthly Cost |
|---|---|
| Travelers | $71 |
| Gainsco | $74 |
| State Farm | $78 |
| Safe Auto | $79 |
Savings for Every Kind of Howells Crossroads Driver
Based on our extensive insurance data, we know the average Howells Crossroads driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $397 per year by choosing the right vehicle insurance company. Some Howells Crossroads residents are paying out over $1,604 extra every year for auto insurance in Howells Crossroads. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Howells Crossroads, AL Savings / Yr. |
|---|---|
$397 |
|
$540 |
|
$506 |
|
$574 |
|
$1,247 |
|
$69 |
|
$339 |
Howells Crossroads Car Insurance vs. Alabama
People living in Howells Crossroads pay an average of 0.05% more than the typical driver in the state. The average driver in Howells Crossroads can expect to pay about $1,058 per year, or $1,604 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Howells Crossroads for most people.
Car Insurance Prices by Howells Crossroads Neighborhood
Insurance Prices
Where is insurance cheapest within Howells Crossroads?
The map shows insurance prices in and around Howells Crossroads, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $86 per year within the city boundaries, with insurance premiums ranging from a high of $1,607 to a low of $1,521. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Howells Crossroads.Pick the Best Car Insurance Company for You in Howells Crossroads
The best car insurance provider for most drivers in Howells Crossroads
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $397 over the average Howells Crossroads car insurance company.
The best car insurance provider for Howells Crossroads drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $540 over the competition.
The best car insurance company for Howells Crossroads drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $506 better than other car insurance companies.
The best auto insurance for Howells Crossroads drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $574 less each year.
The least expensive car insurance company for new and young drivers in Howells Crossroads
In Howells Crossroads, Travelers costs young drivers $1,247 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Howells Crossroads
State Farm gave the largest car insurance discounts to married couples, averaging $69 saved each year compared to an average Howells Crossroads couple's premiums.
The cheapest car insurance in Howells Crossroads for drivers with bad credit
The best Howells Crossroads car insurance company for customer service
Nationwide was the best company for customer service in Howells Crossroads according to the NAIC.
Recent price drops
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The cheapest large national provider in Howells Crossroads
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Howells Crossroads driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Howells Crossroads, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Howells Crossroads
What Influences the Cost of Car Insurance in Howells Crossroads?
On average, car insurance in Howells Crossroads is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Howells Crossroads is 44 minutes, which is far more than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Howells Crossroads are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Howells Crossroads is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Howells Crossroads is $88 per month for minimum coverage and $134 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Lawrence: Insurance costs 4.36% less
- Cedar Bluff: Insurance costs 4.93% less
- Piney: Insurance costs 3.80% less
- Centre: Insurance costs 3.49% less
- Cornwall Furnace: Insurance costs 5.24% less
- Farill: Insurance costs 6.80% less
- Whorton: Insurance costs 4.61% less
- Key: Insurance costs 4.36% less
- Fullerton: Insurance costs 6.11% less
- Melson: Insurance costs 5.80% more
Cities with Similar Populations
- Saline City: Insurance costs 9.79% more
- McCartney: Insurance costs 29.18% less
- McCoy: Insurance costs 6.23% less
- McCutcheon: Insurance costs 6.30% more
- McDade: Insurance costs 72.69% more
- McJester: Insurance costs 3.99% more
- Middle Bass: Insurance costs 33.92% less
- Miller: Insurance costs 3.93% less
- Millsfield: Insurance costs 17.21% less
- Roxana: Insurance costs 40.15% more