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Get Cheap Car Insurance in Kilauea, HI
We monitor insurance prices, helping the average driver in Kilauea save up to 25.6% on car insurance.
The Cheapest Minimum Coverage in Kilauea
The chart below shows the cheapest car insurance company in Kilauea for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by Island Insurance, Farmers Insurance, and Midvale Home & Auto.
| Kilauea Insurer | Monthly Cost |
|---|---|
| Geico | $28 |
| Island Insurance | $33 |
| Farmers Insurance | $43 |
| Midvale Home & Auto | $45 |
Savings for Every Kind of Kilauea Driver
Based on our extensive insurance data, we know the average Kilauea driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, and age. The average driver will find themselves saving $304 per year by choosing the right vehicle insurance company. Some Kilauea residents are paying out over $1,186 extra every year for auto insurance in Kilauea. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kilauea, HI Savings / Yr. |
|---|---|
$304 |
|
$364 |
|
$371 |
|
$551 |
|
$449 |
|
$0 |
|
$0 |
Kilauea Car Insurance vs. Hawaii
People living in Kilauea pay an average of 12.91% less than the typical driver in the state. The average driver in Kilauea can expect to pay about $529 per year, or $1,186 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Kilauea for most people.
Car Insurance Prices by Kilauea Neighborhood
Insurance Prices
Where is insurance cheapest within Kilauea?
The map shows insurance prices in and around Kilauea, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,191 to a low of $1,157. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Kilauea.Pick the Best Car Insurance Company for You in Kilauea
The best car insurance provider for most drivers in Kilauea
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $304 over the average Kilauea car insurance company.
The best car insurance provider for Kilauea drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $364 over the competition.
The best car insurance company for Kilauea drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $371 better than other car insurance companies.
The best auto insurance for Kilauea drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $551 less each year.
The least expensive car insurance company for new and young drivers in Kilauea
In Kilauea, Geico costs young drivers $449 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kilauea
The cheapest car insurance in Kilauea for drivers with bad credit
The best Kilauea car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kilauea
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kilauea driver can expect to pay about $84 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kilauea, USAA has the best prices for drivers with accidents, good drivers, drivers with speeding tickets, drivers with a DUI conviction, drivers with bad credit, and young drivers.Auto Insurance Prices in and Around Kilauea
What Influences the Cost of Car Insurance in Kilauea?
On average, car insurance in Kilauea is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kilauea is 30 minutes, which is a little less than average for a driver in the state.
- Hawaii state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Kilauea has an average population density in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kilauea is $44 per month for minimum coverage and $99 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Princeville: Insurance costs 0.51% more
- Kawaihau: Insurance costs 2.45% less
- Anahola: Insurance costs 8.52% more
- Kumukumu: Insurance costs 2.45% less
- Hanalei: Insurance costs 1.94% more
- Kealia: Insurance costs 2.45% less
- Wainiha: Insurance costs 0.93% more
- Kapaa: Insurance costs 8.01% more
- Kapaia: Insurance costs 0.51% less
- Lihue: Insurance costs 5.99% more
Cities with Similar Populations
- Sea Cliff: Insurance costs 119.56% more
- Fulton: Insurance costs 21.25% more
- Fruitland: Insurance costs 18.80% more
- Scottdale: Insurance costs 78.25% more
- Fritch: Insurance costs 60.71% more
- Scottsville: Insurance costs 78.08% more
- Friona: Insurance costs 57.17% more
- Frenchtown: Insurance costs 43.51% more
- French Island: Insurance costs 6.49% less
- Scottsville: Insurance costs 1.85% more