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Get Cheap Car Insurance in Kilgore, NE
We monitor insurance prices, helping the average driver in Kilgore save up to 39.3% on car insurance.
The Cheapest Minimum Coverage in Kilgore
The chart below shows the cheapest car insurance company in Kilgore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Farm Bureau, followed by American Family Insurance, State Farm, and Progressive.
| Kilgore Insurer | Monthly Cost |
|---|---|
| Farm Bureau | $36 |
| American Family Insurance | $42 |
| State Farm | $42 |
| Progressive | $51 |
Savings for Every Kind of Kilgore Driver
Based on our extensive insurance data, we know the average Kilgore driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $579 per year by choosing the right vehicle insurance company. Some Kilgore residents are paying out over $1,474 extra every year for auto insurance in Kilgore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kilgore, NE Savings / Yr. |
|---|---|
$579 |
|
$435 |
|
$408 |
|
$317 |
|
$1,399 |
|
$167 |
|
$773 |
Kilgore Car Insurance vs. Nebraska
People living in Kilgore pay an average of 3.39% more than the typical driver in the state. The average driver in Kilgore can expect to pay about $605 per year, or $1,474 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Kilgore for most people.
Car Insurance Prices by Kilgore Neighborhood
Insurance Prices
Where is insurance cheapest within Kilgore?
The map shows insurance prices in and around Kilgore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $18 per year within the city boundaries, with insurance premiums ranging from a high of $1,477 to a low of $1,459. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Kilgore.Pick the Best Car Insurance Company for You in Kilgore
The best car insurance provider for most drivers in Kilgore
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $579 over the average Kilgore car insurance company.
The best car insurance provider for Kilgore drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $435 over the competition.
The best car insurance company for Kilgore drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $408 better than other car insurance companies.
The best auto insurance for Kilgore drivers with a DUI conviction
Getting a quote from American Family Insurance may cost the average person with a DUI about $317 less each year.
The least expensive car insurance company for new and young drivers in Kilgore
In Kilgore, Farmers Mutual of Nebraska costs young drivers $1,399 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kilgore
Nationwide gave the largest car insurance discounts to married couples, averaging $167 saved each year compared to an average Kilgore couple's premiums.
The cheapest car insurance in Kilgore for drivers with bad credit
The best Kilgore car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kilgore
For customers who prefer to work with large national providers, we recommend Nationwide for pricing. The average Kilgore driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kilgore, USAA has the best prices for good drivers, drivers with bad credit, drivers with speeding tickets, married couples, young drivers, drivers with a DUI conviction, and drivers with accidents.Auto Insurance Prices in and Around Kilgore
What Influences the Cost of Car Insurance in Kilgore?
On average, car insurance in Kilgore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- Nebraska state insurance regulations may allow for lower prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kilgore are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Kilgore is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kilgore is $50 per month for minimum coverage and $123 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Crookston: Insurance costs 0.61% less
- Spring Creek: Insurance costs 22.66% more
- Nenzel: Insurance costs 0.54% less
- St. Francis: Insurance costs 21.37% more
- Valentine: Insurance costs 2.04% less
- Olsonville: Insurance costs 21.03% more
- Cody: Insurance costs 0.14% less
- Two Strike: Insurance costs 21.17% more
- Rosebud: Insurance costs 21.10% more
- Soldier Creek: Insurance costs 21.44% more
Cities with Similar Populations
- Cyril: Insurance costs 5.29% more
- Colonial Acres: Insurance costs 31.89% more
- Coolidge: Insurance costs 8.75% more
- Cornersville: Insurance costs 18.05% more
- Cortelyou: Insurance costs 5.63% more
- Corton: Insurance costs 5.36% more
- Costello: Insurance costs 10.11% less
- Cowdrey: Insurance costs 27.34% more
- Craigs: Insurance costs 40.50% more
- Crane Lake: Insurance costs 12.01% more