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Get Cheap Car Insurance in Soldier Creek, SD
We monitor insurance prices, helping the average driver in Soldier Creek save up to 28.9% on car insurance.
The Cheapest Minimum Coverage in Soldier Creek
The chart below shows the cheapest car insurance company in Soldier Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Auto-Owners Insurance, followed by American Family Insurance, Midvale Home & Auto, and State Farm.
| Soldier Creek Insurer | Monthly Cost |
|---|---|
| Auto-Owners Insurance | $28 |
| American Family Insurance | $32 |
| Midvale Home & Auto | $33 |
| State Farm | $33 |
Savings for Every Kind of Soldier Creek Driver
Based on our extensive insurance data, we know the average Soldier Creek driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $371 per year by choosing the right vehicle insurance company. Some Soldier Creek residents are paying out over $1,790 extra every year for auto insurance in Soldier Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Soldier Creek, SD Savings / Yr. |
|---|---|
$371 |
|
$750 |
|
$579 |
|
$843 |
|
$1,401 |
|
$409 |
|
$641 |
Soldier Creek Car Insurance vs. South Dakota
People living in Soldier Creek pay an average of 8.50% more than the typical driver in the state. The average driver in Soldier Creek can expect to pay about $490 per year, or $1,790 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Soldier Creek for most people.
Car Insurance Prices by Soldier Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Soldier Creek?
The map shows insurance prices in and around Soldier Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $63 per year within the city boundaries, with insurance premiums ranging from a high of $1,814 to a low of $1,751. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northeast parts of Soldier Creek.Pick the Best Car Insurance Company for You in Soldier Creek
The best car insurance provider for most drivers in Soldier Creek
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $371 over the average Soldier Creek car insurance company.
The best car insurance provider for Soldier Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $750 over the competition.
The best car insurance company for Soldier Creek drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $579 better than other car insurance companies.
The best auto insurance for Soldier Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $843 less each year.
The least expensive car insurance company for new and young drivers in Soldier Creek
In Soldier Creek, State Farm costs young drivers $1,401 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Soldier Creek
State Farm gave the largest car insurance discounts to married couples, averaging $409 saved each year compared to an average Soldier Creek couple's premiums.
The cheapest car insurance in Soldier Creek for drivers with bad credit
The best Soldier Creek car insurance company for customer service
Nationwide was the best company for customer service in Soldier Creek according to the NAIC.
Recent price drops
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The cheapest large national provider in Soldier Creek
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Soldier Creek driver can expect to pay about $111 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Soldier Creek, USAA has the best prices for drivers with bad credit, drivers with a DUI conviction, good drivers, young drivers, drivers with accidents, drivers with speeding tickets, and married couples.Auto Insurance Prices in and Around Soldier Creek
What Influences the Cost of Car Insurance in Soldier Creek?
On average, car insurance in Soldier Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Soldier Creek is 24 minutes, which is about the national average for a driver in the state.
- South Dakota state insurance regulations may require higher prices.
- An average of 9 to 10 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Soldier Creek are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Soldier Creek has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Soldier Creek is $41 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rosebud: Insurance costs 0.28% less
- Two Strike: Insurance costs 0.22% less
- Parmelee: Insurance costs 0.28% more
- St. Francis: Insurance costs 0.06% less
- Mission: Insurance costs 0.34% less
- Hidden Timber: Insurance costs 0.17% less
- Spring Creek: Insurance costs 1.01% more
- White River: Insurance costs 2.91% less
- Norris: Insurance costs 1.90% less
- Olsonville: Insurance costs 0.34% less
Cities with Similar Populations
- Mount Idaho: Insurance costs 37.65% less
- Rifton: Insurance costs 28.44% more
- Richwood: Insurance costs 0.56% less
- Ribera: Insurance costs 14.97% less
- Rhodelia: Insurance costs 18.04% more
- Nead: Insurance costs 34.47% less
- Murdo: Insurance costs 4.75% less
- Mountain Park: Insurance costs 8.10% more
- Mount Willing: Insurance costs 8.83% less
- Mount Pleasant: Insurance costs 4.53% less