Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Mount Pleasant, MS
We monitor insurance prices, helping the average driver in Mount Pleasant save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Mount Pleasant
The chart below shows the cheapest car insurance company in Mount Pleasant for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Mount Pleasant Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Farm Bureau | $65 |
| Safeco Insurance | $67 |
| Progressive | $74 |
Savings for Every Kind of Mount Pleasant Driver
Based on our extensive insurance data, we know the average Mount Pleasant driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $292 per year by choosing the right vehicle insurance company. Some Mount Pleasant residents are paying out over $1,709 extra every year for auto insurance in Mount Pleasant. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mount Pleasant, MS Savings / Yr. |
|---|---|
$292 |
|
$487 |
|
$380 |
|
$748 |
|
$1,734 |
|
$250 |
|
$762 |
Mount Pleasant Car Insurance vs. Mississippi
People living in Mount Pleasant pay an average of 0.04% more than the typical driver in the state. The average driver in Mount Pleasant can expect to pay about $972 per year, or $1,709 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Mount Pleasant for most people.
Car Insurance Prices by Mount Pleasant Neighborhood
Insurance Prices
Where is insurance cheapest within Mount Pleasant?
The map shows insurance prices in and around Mount Pleasant, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $137 per year within the city boundaries, with insurance premiums ranging from a high of $1,792 to a low of $1,655. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Central parts of Mount Pleasant.Pick the Best Car Insurance Company for You in Mount Pleasant
The best car insurance provider for most drivers in Mount Pleasant
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $292 over the average Mount Pleasant car insurance company.
The best car insurance provider for Mount Pleasant drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $487 over the competition.
The best car insurance company for Mount Pleasant drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $380 better than other car insurance companies.
The best auto insurance for Mount Pleasant drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $748 less each year.
The least expensive car insurance company for new and young drivers in Mount Pleasant
In Mount Pleasant, Farm Bureau costs young drivers $1,734 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mount Pleasant
Farm Bureau gave the largest car insurance discounts to married couples, averaging $250 saved each year compared to an average Mount Pleasant couple's premiums.
The cheapest car insurance in Mount Pleasant for drivers with bad credit
The best Mount Pleasant car insurance company for customer service
Nationwide was the best company for customer service in Mount Pleasant according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mount Pleasant, which was better than other insurers.
The cheapest large national provider in Mount Pleasant
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Mount Pleasant driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mount Pleasant, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Mount Pleasant
What Influences the Cost of Car Insurance in Mount Pleasant?
On average, car insurance in Mount Pleasant is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Mount Pleasant is 33 minutes, which is about the national average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mount Pleasant are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Mount Pleasant is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mount Pleasant is $81 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Taska: Insurance costs 1.87% less
- Slayden: Insurance costs 3.34% more
- Red Banks: Insurance costs 0.59% more
- Piperton: Insurance costs 16.62% less
- Rossville: Insurance costs 15.92% less
- Mack: Insurance costs 0.06% more
- Victoria: Insurance costs 1.23% more
- Byhalia: Insurance costs 0.29% more
- Holly Springs: Insurance costs 2.11% more
- Moscow: Insurance costs 15.10% less
Cities with Similar Populations
- Circleville: Insurance costs 22.41% less
- Dell City: Insurance costs 1.35% less
- Dalton: Insurance costs 14.28% less
- Crucible: Insurance costs 19.43% less
- Crescent: Insurance costs 30.95% less
- Crawford: Insurance costs 13.75% less
- Courtland: Insurance costs 13.98% more
- Cooks: Insurance costs 35.81% less
- Colton: Insurance costs 25.28% less
- Coalmont: Insurance costs 29.43% less