Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Victoria, MS
We monitor insurance prices, helping the average driver in Victoria save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Victoria
The chart below shows the cheapest car insurance company in Victoria for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Victoria Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $75 |
Savings for Every Kind of Victoria Driver
Based on our extensive insurance data, we know the average Victoria driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $296 per year by choosing the right vehicle insurance company. Some Victoria residents are paying out over $1,730 extra every year for auto insurance in Victoria. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Victoria, MS Savings / Yr. |
|---|---|
$296 |
|
$493 |
|
$385 |
|
$758 |
|
$1,756 |
|
$253 |
|
$772 |
Victoria Car Insurance vs. Mississippi
People living in Victoria pay an average of 1.30% more than the typical driver in the state. The average driver in Victoria can expect to pay about $985 per year, or $1,730 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Victoria for most people.
Car Insurance Prices by Victoria Neighborhood
Insurance Prices
Where is insurance cheapest within Victoria?
The map shows insurance prices in and around Victoria, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $34 per year within the city boundaries, with insurance premiums ranging from a high of $1,744 to a low of $1,710. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the South parts of Victoria.Pick the Best Car Insurance Company for You in Victoria
The best car insurance provider for most drivers in Victoria
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $296 over the average Victoria car insurance company.
The best car insurance provider for Victoria drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $493 over the competition.
The best car insurance company for Victoria drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $385 better than other car insurance companies.
The best auto insurance for Victoria drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $758 less each year.
The least expensive car insurance company for new and young drivers in Victoria
In Victoria, Farm Bureau costs young drivers $1,756 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Victoria
Farm Bureau gave the largest car insurance discounts to married couples, averaging $253 saved each year compared to an average Victoria couple's premiums.
The cheapest car insurance in Victoria for drivers with bad credit
The best Victoria car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Victoria, which was better than other insurers.
The cheapest large national provider in Victoria
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Victoria driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Victoria, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Victoria
What Influences the Cost of Car Insurance in Victoria?
On average, car insurance in Victoria is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Victoria is 33 minutes, which is about the national average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Victoria are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Victoria is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Victoria is $82 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Byhalia: Insurance costs 0.92% less
- Red Banks: Insurance costs 0.64% less
- Watson: Insurance costs 3.70% more
- Taska: Insurance costs 3.06% less
- Holly Springs: Insurance costs 0.87% more
- Marianna: Insurance costs 1.27% more
- Mack: Insurance costs 1.16% less
- Mount Pleasant: Insurance costs 1.21% less
- Ingrams Mill: Insurance costs 1.27% less
- Wakefield: Insurance costs 1.04% more
Cities with Similar Populations
- Ray: Insurance costs 12.60% less
- Patoka: Insurance costs 17.80% less
- Pavillion: Insurance costs 10.75% less
- Pittsburg: Insurance costs 61.97% more
- Plandome Heights: Insurance costs 60.58% more
- Pleasant Corners: Insurance costs 36.07% less
- Plum Branch: Insurance costs 1.50% less
- Plum Point: Insurance costs 29.65% less
- Port Gibson: Insurance costs 16.13% more
- Portage: Insurance costs 38.55% less