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Get Cheap Car Insurance in Wakefield, MS
We monitor insurance prices, helping the average driver in Wakefield save up to 32.0% on car insurance.
The Cheapest Minimum Coverage in Wakefield
The chart below shows the cheapest car insurance company in Wakefield for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Safeco Insurance, and Progressive.
| Wakefield Insurer | Monthly Cost |
|---|---|
| State Farm | $64 |
| Farm Bureau | $66 |
| Safeco Insurance | $68 |
| Progressive | $76 |
Savings for Every Kind of Wakefield Driver
Based on our extensive insurance data, we know the average Wakefield driver will save about 17% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $299 per year by choosing the right vehicle insurance company. Some Wakefield residents are paying out over $1,748 extra every year for auto insurance in Wakefield. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wakefield, MS Savings / Yr. |
|---|---|
$299 |
|
$499 |
|
$389 |
|
$766 |
|
$1,774 |
|
$256 |
|
$780 |
Wakefield Car Insurance vs. Mississippi
People living in Wakefield pay an average of 2.36% more than the typical driver in the state. The average driver in Wakefield can expect to pay about $995 per year, or $1,748 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Wakefield for most people.
Car Insurance Prices by Wakefield Neighborhood
Insurance Prices
Where is insurance cheapest within Wakefield?
The map shows insurance prices in and around Wakefield, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $91 per year within the city boundaries, with insurance premiums ranging from a high of $1,819 to a low of $1,728. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Wakefield.Pick the Best Car Insurance Company for You in Wakefield
The best car insurance provider for most drivers in Wakefield
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $299 over the average Wakefield car insurance company.
The best car insurance provider for Wakefield drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $499 over the competition.
The best car insurance company for Wakefield drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $389 better than other car insurance companies.
The best auto insurance for Wakefield drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $766 less each year.
The least expensive car insurance company for new and young drivers in Wakefield
In Wakefield, Farm Bureau costs young drivers $1,774 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wakefield
Farm Bureau gave the largest car insurance discounts to married couples, averaging $256 saved each year compared to an average Wakefield couple's premiums.
The cheapest car insurance in Wakefield for drivers with bad credit
The best Wakefield car insurance company for customer service
Recent price drops
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The cheapest large national provider in Wakefield
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Wakefield driver can expect to pay about $118 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wakefield, USAA has the best prices for married couples, drivers with bad credit, drivers with a DUI conviction, good drivers, drivers with speeding tickets, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Wakefield
What Influences the Cost of Car Insurance in Wakefield?
On average, car insurance in Wakefield is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Wakefield is 49 minutes, which is far more than average for a driver in the state.
- Mississippi state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wakefield are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Wakefield is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Wakefield is $83 per month for minimum coverage and $146 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wyatte: Insurance costs 0.29% less
- Thyatira: Insurance costs 0.92% less
- Watson: Insurance costs 2.63% more
- Cockrum: Insurance costs 2.00% less
- Poagville: Insurance costs 0.97% less
- Ingrams Mill: Insurance costs 2.29% less
- Lewisburg: Insurance costs 2.46% less
- Coldwater: Insurance costs 1.20% less
- Victoria: Insurance costs 1.03% less
- Byhalia: Insurance costs 1.95% less
Cities with Similar Populations
- Pahala: Insurance costs 19.45% less
- Spann: Insurance costs 2.46% less
- South Henderson: Insurance costs 27.23% less
- Snowmass: Insurance costs 3.32% more
- Sidney: Insurance costs 61.10% more
- Shorter: Insurance costs 11.16% less
- Scranton: Insurance costs 11.10% less
- Savannah: Insurance costs 17.51% more
- Rockwell: Insurance costs 31.29% less
- Rockfall: Insurance costs 6.81% more