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Get Cheap Car Insurance in Plandome Heights, NY
We monitor insurance prices, helping the average driver in Plandome Heights save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Plandome Heights
The chart below shows the cheapest car insurance company in Plandome Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Plandome Heights Insurer | Monthly Cost |
|---|---|
| Kemper | $102 |
| Plymouth Rock Assurance | $136 |
| Safeco Insurance | $146 |
| Geico | $153 |
Savings for Every Kind of Plandome Heights Driver
Based on our extensive insurance data, we know the average Plandome Heights driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $828 per year by choosing the right vehicle insurance company. Some Plandome Heights residents are paying out over $2,778 extra every year for auto insurance in Plandome Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Plandome Heights, NY Savings / Yr. |
|---|---|
$828 |
|
$528 |
|
$1,055 |
|
$1,068 |
|
$2,615 |
|
$875 |
|
$1,394 |
Plandome Heights Car Insurance vs. New York
People living in Plandome Heights pay an average of 14.54% more than the typical driver in the state. The average driver in Plandome Heights can expect to pay about $2,015 per year, or $2,778 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Plandome Heights for most people.
Car Insurance Prices by Plandome Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Plandome Heights?
The map shows insurance prices in and around Plandome Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,778 to a low of $2,778. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Plandome Heights.Pick the Best Car Insurance Company for You in Plandome Heights
The best car insurance provider for most drivers in Plandome Heights
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $828 over the average Plandome Heights car insurance company.
The best car insurance provider for Plandome Heights drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $528 over the competition.
The best car insurance company for Plandome Heights drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,055 better than other car insurance companies.
The best auto insurance for Plandome Heights drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,068 less each year.
The least expensive car insurance company for new and young drivers in Plandome Heights
In Plandome Heights, Progressive costs young drivers $2,615 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Plandome Heights
Progressive gave the largest car insurance discounts to married couples, averaging $875 saved each year compared to an average Plandome Heights couple's premiums.
The cheapest car insurance in Plandome Heights for drivers with bad credit
The best Plandome Heights car insurance company for customer service
Nationwide was the best company for customer service in Plandome Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Plandome Heights
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Plandome Heights driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Plandome Heights, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Plandome Heights
What Influences the Cost of Car Insurance in Plandome Heights?
On average, car insurance in Plandome Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Plandome Heights is 58 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Plandome Heights are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Plandome Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Plandome Heights is $168 per month for minimum coverage and $231 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Plandome: Insurance costs 2.52% less
- Manhasset: Insurance costs 1.33% less
- Kensington: Insurance costs 1.66% more
- Thomaston: Insurance costs 4.39% more
- Munsey Park: Insurance costs 1.48% less
- Plandome Manor: Insurance costs 0.58% more
- Great Neck: Insurance costs 3.60% more
- Great Neck Plaza: Insurance costs 4.36% more
- Flower Hill: Insurance costs 0.58% more
- Russell Gardens: Insurance costs 2.38% more
Cities with Similar Populations
- Wallace Ridge: Insurance costs 6.59% more
- Cowley: Insurance costs 44.20% less
- Crescent Heights: Insurance costs 42.01% less
- Crown Point: Insurance costs 22.46% less
- Cygnet: Insurance costs 62.06% less
- Dahlgren: Insurance costs 57.38% less
- Dale: Insurance costs 50.58% less
- Dry Creek: Insurance costs 2.70% more
- Duff: Insurance costs 46.47% less
- East Durham: Insurance costs 18.75% less