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Get Cheap Car Insurance in Russell Gardens, NY
We monitor insurance prices, helping the average driver in Russell Gardens save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Russell Gardens
The chart below shows the cheapest car insurance company in Russell Gardens for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Russell Gardens Insurer | Monthly Cost |
|---|---|
| Kemper | $105 |
| Plymouth Rock Assurance | $139 |
| Safeco Insurance | $150 |
| Geico | $156 |
Savings for Every Kind of Russell Gardens Driver
Based on our extensive insurance data, we know the average Russell Gardens driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $848 per year by choosing the right vehicle insurance company. Some Russell Gardens residents are paying out over $2,844 extra every year for auto insurance in Russell Gardens. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Russell Gardens, NY Savings / Yr. |
|---|---|
$848 |
|
$541 |
|
$1,080 |
|
$1,093 |
|
$2,677 |
|
$896 |
|
$1,427 |
Russell Gardens Car Insurance vs. New York
People living in Russell Gardens pay an average of 17.26% more than the typical driver in the state. The average driver in Russell Gardens can expect to pay about $2,063 per year, or $2,844 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Russell Gardens for most people.
Car Insurance Prices by Russell Gardens Neighborhood
Insurance Prices
Where is insurance cheapest within Russell Gardens?
The map shows insurance prices in and around Russell Gardens, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the city boundaries, with insurance premiums ranging from a high of $2,844 to a low of $2,844. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Central parts of Russell Gardens.Pick the Best Car Insurance Company for You in Russell Gardens
The best car insurance provider for most drivers in Russell Gardens
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $848 over the average Russell Gardens car insurance company.
The best car insurance provider for Russell Gardens drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $541 over the competition.
The best car insurance company for Russell Gardens drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,080 better than other car insurance companies.
The best auto insurance for Russell Gardens drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,093 less each year.
The least expensive car insurance company for new and young drivers in Russell Gardens
In Russell Gardens, Progressive costs young drivers $2,677 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Russell Gardens
Progressive gave the largest car insurance discounts to married couples, averaging $896 saved each year compared to an average Russell Gardens couple's premiums.
The cheapest car insurance in Russell Gardens for drivers with bad credit
The best Russell Gardens car insurance company for customer service
Nationwide was the best company for customer service in Russell Gardens according to the NAIC.
Recent price drops
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The cheapest large national provider in Russell Gardens
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Russell Gardens driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Russell Gardens, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Russell Gardens
What Influences the Cost of Car Insurance in Russell Gardens?
On average, car insurance in Russell Gardens is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Russell Gardens is 49 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Russell Gardens are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Russell Gardens is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Russell Gardens is $172 per month for minimum coverage and $237 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Great Neck Plaza: Insurance costs 1.93% more
- Thomaston: Insurance costs 1.97% more
- Lake Success: Insurance costs 1.44% more
- Great Neck Estates: Insurance costs 2.81% less
- Kensington: Insurance costs 0.70% less
- Great Neck: Insurance costs 1.20% more
- Saddle Rock: Insurance costs 0.74% less
- Glen Oaks: Insurance costs 6.43% more
- Plandome Heights: Insurance costs 2.32% less
- Manhasset: Insurance costs 3.62% less
Cities with Similar Populations
- Sinks Grove: Insurance costs 48.21% less
- Hebron: Insurance costs 48.28% less
- Hickory Corners: Insurance costs 59.46% less
- Highpine: Insurance costs 67.26% less
- Hornby: Insurance costs 52.46% less
- Horntown: Insurance costs 58.30% less
- Huckabay: Insurance costs 43.35% less
- Indian Lake: Insurance costs 29.75% less
- Seman: Insurance costs 46.06% less
- Hebron: Insurance costs 41.00% less