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Get Cheap Car Insurance in Lake Success, NY
We monitor insurance prices, helping the average driver in Lake Success save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Lake Success
The chart below shows the cheapest car insurance company in Lake Success for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Lake Success Insurer | Monthly Cost |
|---|---|
| Kemper | $106 |
| Plymouth Rock Assurance | $141 |
| Safeco Insurance | $152 |
| Geico | $159 |
Savings for Every Kind of Lake Success Driver
Based on our extensive insurance data, we know the average Lake Success driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $860 per year by choosing the right vehicle insurance company. Some Lake Success residents are paying out over $2,885 extra every year for auto insurance in Lake Success. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Success, NY Savings / Yr. |
|---|---|
$860 |
|
$548 |
|
$1,096 |
|
$1,109 |
|
$2,716 |
|
$909 |
|
$1,448 |
Lake Success Car Insurance vs. New York
People living in Lake Success pay an average of 18.96% more than the typical driver in the state. The average driver in Lake Success can expect to pay about $2,093 per year, or $2,885 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Lake Success for most people.
Car Insurance Prices by Lake Success Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Success?
The map shows insurance prices in and around Lake Success, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $277 per year within the city boundaries, with insurance premiums ranging from a high of $3,027 to a low of $2,750. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Lake Success.Pick the Best Car Insurance Company for You in Lake Success
The best car insurance provider for most drivers in Lake Success
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $860 over the average Lake Success car insurance company.
The best car insurance provider for Lake Success drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $548 over the competition.
The best car insurance company for Lake Success drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,096 better than other car insurance companies.
The best auto insurance for Lake Success drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,109 less each year.
The least expensive car insurance company for new and young drivers in Lake Success
In Lake Success, Progressive costs young drivers $2,716 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Success
Progressive gave the largest car insurance discounts to married couples, averaging $909 saved each year compared to an average Lake Success couple's premiums.
The cheapest car insurance in Lake Success for drivers with bad credit
The best Lake Success car insurance company for customer service
Nationwide was the best company for customer service in Lake Success according to the NAIC.
Recent price drops
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The cheapest large national provider in Lake Success
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lake Success driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Success, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Lake Success
What Influences the Cost of Car Insurance in Lake Success?
On average, car insurance in Lake Success is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lake Success is 50 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Success are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Lake Success is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Success is $174 per month for minimum coverage and $240 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Russell Gardens: Insurance costs 1.42% less
- Glen Oaks: Insurance costs 4.92% more
- Thomaston: Insurance costs 0.52% more
- Great Neck Plaza: Insurance costs 0.49% more
- Kensington: Insurance costs 2.11% less
- Great Neck Estates: Insurance costs 4.19% less
- Great Neck: Insurance costs 0.24% less
- Manhasset: Insurance costs 4.99% less
- Plandome Heights: Insurance costs 3.71% less
- North Hills: Insurance costs 4.71% less
Cities with Similar Populations
- Ashley: Insurance costs 52.34% less
- Pocono Lake: Insurance costs 50.33% less
- Quanah: Insurance costs 33.45% less
- Rockwell City: Insurance costs 57.19% less
- Siren: Insurance costs 58.79% less
- Stilson: Insurance costs 41.98% less
- Tilton: Insurance costs 50.99% less
- Westworth Village: Insurance costs 39.17% less
- Whites Crossing: Insurance costs 50.99% less
- La Grange: Insurance costs 32.86% less