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Get Cheap Car Insurance in Flower Hill, NY
We monitor insurance prices, helping the average driver in Flower Hill save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Flower Hill
The chart below shows the cheapest car insurance company in Flower Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Flower Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $103 |
| Plymouth Rock Assurance | $137 |
| Safeco Insurance | $147 |
| Geico | $153 |
Savings for Every Kind of Flower Hill Driver
Based on our extensive insurance data, we know the average Flower Hill driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $833 per year by choosing the right vehicle insurance company. Some Flower Hill residents are paying out over $2,794 extra every year for auto insurance in Flower Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Flower Hill, NY Savings / Yr. |
|---|---|
$833 |
|
$531 |
|
$1,061 |
|
$1,074 |
|
$2,630 |
|
$880 |
|
$1,402 |
Flower Hill Car Insurance vs. New York
People living in Flower Hill pay an average of 15.20% more than the typical driver in the state. The average driver in Flower Hill can expect to pay about $2,026 per year, or $2,794 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Flower Hill for most people.
Car Insurance Prices by Flower Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Flower Hill?
The map shows insurance prices in and around Flower Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $181 per year within the city boundaries, with insurance premiums ranging from a high of $2,889 to a low of $2,708. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Flower Hill.Pick the Best Car Insurance Company for You in Flower Hill
The best car insurance provider for most drivers in Flower Hill
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $833 over the average Flower Hill car insurance company.
The best car insurance provider for Flower Hill drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $531 over the competition.
The best car insurance company for Flower Hill drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,061 better than other car insurance companies.
The best auto insurance for Flower Hill drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,074 less each year.
The least expensive car insurance company for new and young drivers in Flower Hill
In Flower Hill, Progressive costs young drivers $2,630 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Flower Hill
Progressive gave the largest car insurance discounts to married couples, averaging $880 saved each year compared to an average Flower Hill couple's premiums.
The cheapest car insurance in Flower Hill for drivers with bad credit
The best Flower Hill car insurance company for customer service
Nationwide was the best company for customer service in Flower Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Flower Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Flower Hill driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flower Hill, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Flower Hill
What Influences the Cost of Car Insurance in Flower Hill?
On average, car insurance in Flower Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Flower Hill is 58 minutes, which is far more than average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Flower Hill are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Flower Hill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Flower Hill is $169 per month for minimum coverage and $233 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Munsey Park: Insurance costs 2.04% less
- Roslyn Estates: Insurance costs 4.65% less
- Manhasset: Insurance costs 1.90% less
- Plandome: Insurance costs 3.08% less
- Plandome Manor: Insurance costs the same
- Plandome Heights: Insurance costs 0.57% less
- Roslyn: Insurance costs 1.57% more
- Port Washington: Insurance costs 2.15% less
- Roslyn Harbor: Insurance costs 1.83% less
- North Hills: Insurance costs 1.61% less
Cities with Similar Populations
- Rio Bravo: Insurance costs 28.10% less
- Albia: Insurance costs 55.80% less
- Carmichaels: Insurance costs 49.75% less
- Charlestown: Insurance costs 58.38% less
- Maysville: Insurance costs 56.08% less
- Woodbridge: Insurance costs 31.68% less
- Bloomfield: Insurance costs 56.01% less
- West Pleasant View: Insurance costs 30.71% less
- Watertown: Insurance costs 51.50% less
- Union: Insurance costs 41.91% less