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Get Cheap Car Insurance in Roslyn Estates, NY

We monitor insurance prices, helping the average driver in Roslyn Estates save up to 32.6% on car insurance.

 

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The Cheapest Minimum Coverage in Roslyn Estates

The chart below shows the cheapest car insurance company in Roslyn Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.

 
Roslyn Estates Insurer Monthly Cost
Kemper $98
Plymouth Rock Assurance $130
Safeco Insurance $140
Geico $146

Savings for Every Kind of Roslyn Estates Driver

The table shows how much the average auto insurance customer in Roslyn Estates might save by following our recommendations.

Based on our extensive insurance data, we know the average Roslyn Estates driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $794 per year by choosing the right vehicle insurance company. Some Roslyn Estates residents are paying out over $2,664 extra every year for auto insurance in Roslyn Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Roslyn Estates Car Insurance vs. New York

People living in Roslyn Estates pay an average of 9.87% more than the typical driver in the state. The average driver in Roslyn Estates can expect to pay about $1,933 per year, or $2,664 for full coverage.

Based on our analysis, Kemper will be the cheapest provider in Roslyn Estates for most people.

Car Insurance Prices by Roslyn Estates Neighborhood

Roslyn Estates, NY map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Roslyn Estates?

The map shows insurance prices in and around Roslyn Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $300 per year within the city boundaries, with insurance premiums ranging from a high of $2,879 to a low of $2,579. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Roslyn Estates.

Pick the Best Car Insurance Company for You in Roslyn Estates

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Roslyn Estates insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Roslyn Estates

For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $794 over the average Roslyn Estates car insurance company.

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We use the average good driver, paying $156 per month, as our baseline for pricing in Roslyn Estates. Kemper, Erie Insurance, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Roslyn Estates drivers with accidents on their records

In Roslyn Estates getting into an accident will raise premiums an average 5.2% for a yearly cost of $2,811. That's $147 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Progressive, and Kemper are good choices for drivers with accidents.

In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $506 over the competition.

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The best car insurance company for Roslyn Estates drivers with speeding tickets

>Kemper gave the average person with a speeding ticket the most savings, averaging $1,012 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Roslyn Estates, tickets raise premiums on new quotes about $575. If you have a speeding ticket, we recommend Progressive, Kemper, and Plymouth Rock Assurance for savings that beat the average insurance cost of $3,239 per year.

The best auto insurance for Roslyn Estates drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,664 per year in auto insurance premiums, which was $1,000 more than a driver with no major issues. Progressive, Travelers, and Plymouth Rock Assurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $1,024 less each year.

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The least expensive car insurance company for new and young drivers in Roslyn Estates

In Roslyn Estates, Progressive costs young drivers $2,508 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Roslyn Estates. With an average cost of $7,850 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Progressive try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Roslyn Estates

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $91. State Farm, Geico, and Progressive provided the largest discounts to couples living in Roslyn Estates.

Progressive gave the largest car insurance discounts to married couples, averaging $839 saved each year compared to an average Roslyn Estates couple's premiums.

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The cheapest car insurance in Roslyn Estates for drivers with bad credit

People with poor credit saved an average of $1,337 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,691 every year. Premiums for people with poor credit were about $4,355 in Roslyn Estates. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Allstate, and Plymouth Rock Assurance.

The best Roslyn Estates car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Roslyn Estates, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Roslyn Estates.

Nationwide was the best company for customer service in Roslyn Estates according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Roslyn Estates, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Roslyn Estates. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Roslyn Estates

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 4.5% of Roslyn Estates residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Roslyn Estates driver can expect to pay about $183 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Roslyn Estates, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.
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Auto Insurance Prices in and Around Roslyn Estates

What Influences the Cost of Car Insurance in Roslyn Estates?

On average, car insurance in Roslyn Estates is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Roslyn Estates is 50 minutes, which is far more than average for a driver in the state.
  • New York state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Roslyn Estates are among the highest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
  • Roslyn Estates is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Roslyn Estates is $161 per month for minimum coverage and $222 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

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* Who is the average Roslyn Estates driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Roslyn Estates with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.