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Get Cheap Car Insurance in Kings Point, NY
We monitor insurance prices, helping the average driver in Kings Point save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Kings Point
The chart below shows the cheapest car insurance company in Kings Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Kings Point Insurer | Monthly Cost |
|---|---|
| Kemper | $101 |
| Plymouth Rock Assurance | $135 |
| Safeco Insurance | $145 |
| Geico | $151 |
Savings for Every Kind of Kings Point Driver
Based on our extensive insurance data, we know the average Kings Point driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $821 per year by choosing the right vehicle insurance company. Some Kings Point residents are paying out over $2,754 extra every year for auto insurance in Kings Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kings Point, NY Savings / Yr. |
|---|---|
$821 |
|
$524 |
|
$1,046 |
|
$1,058 |
|
$2,593 |
|
$868 |
|
$1,382 |
Kings Point Car Insurance vs. New York
People living in Kings Point pay an average of 13.57% more than the typical driver in the state. The average driver in Kings Point can expect to pay about $1,998 per year, or $2,754 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Kings Point for most people.
Car Insurance Prices by Kings Point Neighborhood
Insurance Prices
Where is insurance cheapest within Kings Point?
The map shows insurance prices in and around Kings Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $106 per year within the city boundaries, with insurance premiums ranging from a high of $2,788 to a low of $2,682. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Kings Point.Pick the Best Car Insurance Company for You in Kings Point
The best car insurance provider for most drivers in Kings Point
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $821 over the average Kings Point car insurance company.
The best car insurance provider for Kings Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $524 over the competition.
The best car insurance company for Kings Point drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,046 better than other car insurance companies.
The best auto insurance for Kings Point drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,058 less each year.
The least expensive car insurance company for new and young drivers in Kings Point
In Kings Point, Progressive costs young drivers $2,593 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kings Point
Progressive gave the largest car insurance discounts to married couples, averaging $868 saved each year compared to an average Kings Point couple's premiums.
The cheapest car insurance in Kings Point for drivers with bad credit
The best Kings Point car insurance company for customer service
Nationwide was the best company for customer service in Kings Point according to the NAIC.
Recent price drops
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The cheapest large national provider in Kings Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Kings Point driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kings Point, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Kings Point
What Influences the Cost of Car Insurance in Kings Point?
On average, car insurance in Kings Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kings Point is 34 minutes, which is about the national average for a driver in the state.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kings Point are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Kings Point is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Kings Point is $166 per month for minimum coverage and $230 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Saddle Rock: Insurance costs 2.51% more
- Great Neck: Insurance costs 4.50% more
- Kensington: Insurance costs 2.54% more
- Great Neck Estates: Insurance costs 0.36% more
- Great Neck Plaza: Insurance costs 5.27% more
- Plandome Heights: Insurance costs 0.87% more
- Plandome: Insurance costs 1.67% less
- Manorhaven: Insurance costs 5.77% more
- Thomaston: Insurance costs 5.30% more
- Plandome Manor: Insurance costs 1.45% more
Cities with Similar Populations
- New Martinsville: Insurance costs 44.70% less
- Newport: Insurance costs 57.19% less
- Newmanstown: Insurance costs 51.85% less
- Newfield: Insurance costs 35.04% less
- Newfane: Insurance costs 19.21% less
- Newcomerstown: Insurance costs 59.69% less
- Newbern: Insurance costs 51.09% less
- New Windsor: Insurance costs 34.82% less
- New Wilmington: Insurance costs 51.89% less
- New Whiteland: Insurance costs 56.75% less