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Get Cheap Car Insurance in Kinston, AL
We monitor insurance prices, helping the average driver in Kinston save up to 30.9% on car insurance.
The Cheapest Minimum Coverage in Kinston
The chart below shows the cheapest car insurance company in Kinston for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Travelers, followed by Gainsco, State Farm, and Safe Auto.
| Kinston Insurer | Monthly Cost |
|---|---|
| Travelers | $64 |
| Gainsco | $67 |
| State Farm | $70 |
| Safe Auto | $71 |
Savings for Every Kind of Kinston Driver
Based on our extensive insurance data, we know the average Kinston driver will save about 25% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Kinston residents are paying out over $1,439 extra every year for auto insurance in Kinston. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Kinston, AL Savings / Yr. |
|---|---|
$356 |
|
$485 |
|
$454 |
|
$515 |
|
$1,118 |
|
$62 |
|
$304 |
Kinston Car Insurance vs. Alabama
People living in Kinston pay an average of 10.24% less than the typical driver in the state. The average driver in Kinston can expect to pay about $950 per year, or $1,439 for full coverage.
Based on our analysis, Travelers will be the cheapest provider in Kinston for most people.
Car Insurance Prices by Kinston Neighborhood
Insurance Prices
Where is insurance cheapest within Kinston?
The map shows insurance prices in and around Kinston, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $54 per year within the city boundaries, with insurance premiums ranging from a high of $1,464 to a low of $1,410. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Southeast parts of Kinston.Pick the Best Car Insurance Company for You in Kinston
The best car insurance provider for most drivers in Kinston
For drivers with clean driving records and no major strikes, Travelers is the best option, with annual savings of $356 over the average Kinston car insurance company.
The best car insurance provider for Kinston drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $485 over the competition.
The best car insurance company for Kinston drivers with speeding tickets
>Safe Auto gave the average person with a speeding ticket the most savings, averaging $454 better than other car insurance companies.
The best auto insurance for Kinston drivers with a DUI conviction
Getting a quote from Allstate may cost the average person with a DUI about $515 less each year.
The least expensive car insurance company for new and young drivers in Kinston
In Kinston, Travelers costs young drivers $1,118 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Kinston
State Farm gave the largest car insurance discounts to married couples, averaging $62 saved each year compared to an average Kinston couple's premiums.
The cheapest car insurance in Kinston for drivers with bad credit
The best Kinston car insurance company for customer service
Recent price drops
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The cheapest large national provider in Kinston
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Kinston driver can expect to pay about $101 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Kinston, USAA has the best prices for drivers with accidents, married couples, good drivers, young drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Kinston
What Influences the Cost of Car Insurance in Kinston?
On average, car insurance in Kinston is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Kinston is 33 minutes, which is a little less than average for a driver in the state.
- Alabama state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Kinston are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Kinston is one of the most densely populated areas in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Kinston is $79 per month for minimum coverage and $120 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Rhoades: Insurance costs 0.42% less
- Lowery: Insurance costs 1.74% less
- Perry Store: Insurance costs 0.49% less
- Weeks: Insurance costs 1.74% less
- Earlytown: Insurance costs 1.60% less
- Opp: Insurance costs 2.92% more
- Onycha: Insurance costs the same
- Goodman: Insurance costs 1.81% less
- Sellersville: Insurance costs 2.43% less
- Horn Hill: Insurance costs 0.21% more
Cities with Similar Populations
- Becket: Insurance costs 4.38% more
- Belmont: Insurance costs 21.75% less
- China Lake Acres: Insurance costs 38.01% more
- Birchwood: Insurance costs 17.72% less
- Blanch: Insurance costs 14.80% less
- Blossburg: Insurance costs 7.64% less
- Applegate: Insurance costs 28.28% more
- Campti: Insurance costs 96.87% more
- Charlotte: Insurance costs 10.84% more
- Chase: Insurance costs 90.69% more