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Get Cheap Car Insurance in Ladera Heights, CA
We monitor insurance prices, helping the average driver in Ladera Heights save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Ladera Heights
The chart below shows the cheapest car insurance company in Ladera Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Ladera Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $64 |
| Geico | $72 |
| Progressive | $77 |
| Travelers | $80 |
Savings for Every Kind of Ladera Heights Driver
Based on our extensive insurance data, we know the average Ladera Heights driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $815 per year by choosing the right vehicle insurance company. Some Ladera Heights residents are paying out over $2,548 extra every year for auto insurance in Ladera Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Ladera Heights, CA Savings / Yr. |
|---|---|
$815 |
|
$1,492 |
|
$1,180 |
|
$2,074 |
|
$1,065 |
|
$462 |
|
$0 |
Ladera Heights Car Insurance vs. California
People living in Ladera Heights pay an average of 26.91% more than the typical driver in the state. The average driver in Ladera Heights can expect to pay about $1,193 per year, or $2,548 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Ladera Heights for most people.
Car Insurance Prices by Ladera Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Ladera Heights?
The map shows insurance prices in and around Ladera Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $276 per year within the city boundaries, with insurance premiums ranging from a high of $2,688 to a low of $2,412. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Ladera Heights.Pick the Best Car Insurance Company for You in Ladera Heights
The best car insurance provider for most drivers in Ladera Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $815 over the average Ladera Heights car insurance company.
The best car insurance provider for Ladera Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,492 over the competition.
The best car insurance company for Ladera Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,180 better than other car insurance companies.
The best auto insurance for Ladera Heights drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,074 less each year.
The least expensive car insurance company for new and young drivers in Ladera Heights
In Ladera Heights, State Farm costs young drivers $1,065 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Ladera Heights
Progressive gave the largest car insurance discounts to married couples, averaging $462 saved each year compared to an average Ladera Heights couple's premiums.
The cheapest car insurance in Ladera Heights for drivers with bad credit
The best Ladera Heights car insurance company for customer service
Nationwide was the best company for customer service in Ladera Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Ladera Heights
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Ladera Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Ladera Heights, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Ladera Heights
What Influences the Cost of Car Insurance in Ladera Heights?
On average, car insurance in Ladera Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Ladera Heights is 37 minutes, which is about the national average for a driver in the state.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Ladera Heights are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Ladera Heights is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Ladera Heights is $99 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- View Park-Windsor Hills: Insurance costs 2.32% more
- Culver City: Insurance costs 6.20% less
- Inglewood: Insurance costs 1.33% less
- Lennox: Insurance costs 7.54% less
- Marina Del Rey: Insurance costs 4.04% less
- Playa Del Rey: Insurance costs 8.56% less
- El Segundo: Insurance costs 15.82% less
- Del Aire: Insurance costs 12.91% less
- Venice: Insurance costs 6.36% less
- Westmont: Insurance costs 3.49% more
Cities with Similar Populations
- Newland: Insurance costs 52.67% less
- Pipersville: Insurance costs 45.21% less
- Pinon Hills: Insurance costs 20.60% less
- Pinehurst: Insurance costs 38.93% less
- Pine City: Insurance costs 34.34% less
- Pine Brook: Insurance costs 27.39% less
- Pelham: Insurance costs 10.52% more
- North Scituate: Insurance costs 14.32% less
- North Chili: Insurance costs 13.27% less
- Newton Highlands: Insurance costs 34.26% less