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Get Cheap Car Insurance in Lafayette Hill, PA
We monitor insurance prices, helping the average driver in Lafayette Hill save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Lafayette Hill
The chart below shows the cheapest car insurance company in Lafayette Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Lafayette Hill Insurer | Monthly Cost |
|---|---|
| Kemper | $51 |
| Metromile | $51 |
| Travelers | $52 |
| State Farm | $54 |
Savings for Every Kind of Lafayette Hill Driver
Based on our extensive insurance data, we know the average Lafayette Hill driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $389 per year by choosing the right vehicle insurance company. Some Lafayette Hill residents are paying out over $1,388 extra every year for auto insurance in Lafayette Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lafayette Hill, PA Savings / Yr. |
|---|---|
$389 |
|
$689 |
|
$527 |
|
$628 |
|
$1,608 |
|
$278 |
|
$497 |
Lafayette Hill Car Insurance vs. Pennsylvania
People living in Lafayette Hill pay an average of 2.64% less than the typical driver in the state. The average driver in Lafayette Hill can expect to pay about $861 per year, or $1,388 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Lafayette Hill for most people.
Car Insurance Prices by Lafayette Hill Neighborhood
Insurance Prices
Where is insurance cheapest within Lafayette Hill?
The map shows insurance prices in and around Lafayette Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $62 per year within the city boundaries, with insurance premiums ranging from a high of $1,417 to a low of $1,355. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Lafayette Hill.Pick the Best Car Insurance Company for You in Lafayette Hill
The best car insurance provider for most drivers in Lafayette Hill
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $389 over the average Lafayette Hill car insurance company.
The best car insurance provider for Lafayette Hill drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $689 over the competition.
The best car insurance company for Lafayette Hill drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $527 better than other car insurance companies.
The best auto insurance for Lafayette Hill drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $628 less each year.
The least expensive car insurance company for new and young drivers in Lafayette Hill
In Lafayette Hill, Travelers costs young drivers $1,608 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lafayette Hill
State Farm gave the largest car insurance discounts to married couples, averaging $278 saved each year compared to an average Lafayette Hill couple's premiums.
The cheapest car insurance in Lafayette Hill for drivers with bad credit
The best Lafayette Hill car insurance company for customer service
Nationwide was the best company for customer service in Lafayette Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in Lafayette Hill
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Lafayette Hill driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lafayette Hill, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Lafayette Hill
What Influences the Cost of Car Insurance in Lafayette Hill?
On average, car insurance in Lafayette Hill is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lafayette Hill is 32 minutes, which is about the national average for a driver in the state.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lafayette Hill are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Lafayette Hill is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lafayette Hill is $72 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Conshohocken: Insurance costs 3.24% more
- Flourtown: Insurance costs 1.37% more
- Plymouth Meeting: Insurance costs 3.60% more
- Gladwyne: Insurance costs 1.15% more
- West Conshohocken: Insurance costs 3.31% more
- Fort Washington: Insurance costs 1.66% more
- Oreland: Insurance costs 5.55% more
- Bridgeport: Insurance costs 5.76% more
- Narberth: Insurance costs 5.40% more
- Glenside: Insurance costs 6.92% more
Cities with Similar Populations
- Oaklyn: Insurance costs 34.08% more
- North Billerica: Insurance costs 13.76% more
- North Chelmsford: Insurance costs 13.98% more
- North East: Insurance costs 2.23% less
- North Fair Oaks: Insurance costs 49.28% more
- North Haledon: Insurance costs 30.91% more
- North Logan: Insurance costs 1.22% less
- North Valley: Insurance costs 19.38% more
- North Wantagh: Insurance costs 93.44% more
- Northport: Insurance costs 85.59% more