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Get Cheap Car Insurance in Lake Worth, FL
We monitor insurance prices, helping the average driver in Lake Worth save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Lake Worth
The chart below shows the cheapest car insurance company in Lake Worth for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Lake Worth Insurer | Monthly Cost |
|---|---|
| Geico | $151 |
| State Farm | $160 |
| Gainsco | $209 |
| Bristol West | $209 |
Savings for Every Kind of Lake Worth Driver
Based on our extensive insurance data, we know the average Lake Worth driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $926 per year by choosing the right vehicle insurance company. Some Lake Worth residents are paying out over $3,164 extra every year for auto insurance in Lake Worth. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lake Worth, FL Savings / Yr. |
|---|---|
$926 |
|
$1,359 |
|
$1,046 |
|
$1,035 |
|
$3,287 |
|
$898 |
|
$1,309 |
Lake Worth Car Insurance vs. Florida
People living in Lake Worth pay an average of 19.76% more than the typical driver in the state. The average driver in Lake Worth can expect to pay about $2,889 per year, or $3,164 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lake Worth for most people.
Car Insurance Prices by Lake Worth Neighborhood
Insurance Prices
Where is insurance cheapest within Lake Worth?
The map shows insurance prices in and around Lake Worth, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $845 per year within the city boundaries, with insurance premiums ranging from a high of $3,596 to a low of $2,751. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Lake Worth.Pick the Best Car Insurance Company for You in Lake Worth
The best car insurance provider for most drivers in Lake Worth
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $926 over the average Lake Worth car insurance company.
The best car insurance provider for Lake Worth drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,359 over the competition.
The best car insurance company for Lake Worth drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,046 better than other car insurance companies.
The best auto insurance for Lake Worth drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,035 less each year.
The least expensive car insurance company for new and young drivers in Lake Worth
In Lake Worth, Geico costs young drivers $3,287 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lake Worth
Geico gave the largest car insurance discounts to married couples, averaging $898 saved each year compared to an average Lake Worth couple's premiums.
The cheapest car insurance in Lake Worth for drivers with bad credit
The best Lake Worth car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lake Worth
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lake Worth driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lake Worth, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Lake Worth
What Influences the Cost of Car Insurance in Lake Worth?
On average, car insurance in Lake Worth is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lake Worth is 34 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lake Worth are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Lake Worth is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lake Worth is $241 per month for minimum coverage and $264 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Atlantis: Insurance costs 1.77% more
- Greenacres: Insurance costs 3.00% more
- Acacia Villas: Insurance costs 10.90% more
- Palm Springs: Insurance costs 5.82% more
- Lake Clarke Shores: Insurance costs 1.01% less
- Lantana: Insurance costs 1.23% more
- Cypress Quarters: Insurance costs 6.38% less
- Hypoluxo: Insurance costs 1.64% more
- Boynton Beach: Insurance costs 3.32% less
- Manalapan: Insurance costs 3.86% less
Cities with Similar Populations
- Kendall: Insurance costs 2.81% more
- Johnson City: Insurance costs 58.34% less
- Kalamazoo: Insurance costs 7.96% less
- Johns Creek: Insurance costs 37.90% less
- Kennesaw: Insurance costs 38.75% less
- Keller: Insurance costs 44.75% less
- Kennewick: Insurance costs 54.93% less
- Greer: Insurance costs 48.20% less
- Greenville: Insurance costs 48.39% less
- Hayward: Insurance costs 30.63% less