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Get Cheap Car Insurance in Boynton Beach, FL
We monitor insurance prices, helping the average driver in Boynton Beach save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Boynton Beach
The chart below shows the cheapest car insurance company in Boynton Beach for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Boynton Beach Insurer | Monthly Cost |
|---|---|
| Geico | $146 |
| State Farm | $155 |
| Gainsco | $202 |
| Bristol West | $202 |
Savings for Every Kind of Boynton Beach Driver
Based on our extensive insurance data, we know the average Boynton Beach driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $895 per year by choosing the right vehicle insurance company. Some Boynton Beach residents are paying out over $3,059 extra every year for auto insurance in Boynton Beach. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Boynton Beach, FL Savings / Yr. |
|---|---|
$895 |
|
$1,314 |
|
$1,011 |
|
$1,000 |
|
$3,178 |
|
$868 |
|
$1,265 |
Boynton Beach Car Insurance vs. Florida
People living in Boynton Beach pay an average of 15.78% more than the typical driver in the state. The average driver in Boynton Beach can expect to pay about $2,793 per year, or $3,059 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Boynton Beach for most people.
Car Insurance Prices by Boynton Beach Neighborhood
Insurance Prices
Where is insurance cheapest within Boynton Beach?
The map shows insurance prices in and around Boynton Beach, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $824 per year within the city boundaries, with insurance premiums ranging from a high of $3,545 to a low of $2,721. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Boynton Beach.Pick the Best Car Insurance Company for You in Boynton Beach
The best car insurance provider for most drivers in Boynton Beach
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $895 over the average Boynton Beach car insurance company.
The best car insurance provider for Boynton Beach drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,314 over the competition.
The best car insurance company for Boynton Beach drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,011 better than other car insurance companies.
The best auto insurance for Boynton Beach drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,000 less each year.
The least expensive car insurance company for new and young drivers in Boynton Beach
In Boynton Beach, Geico costs young drivers $3,178 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Boynton Beach
Geico gave the largest car insurance discounts to married couples, averaging $868 saved each year compared to an average Boynton Beach couple's premiums.
The cheapest car insurance in Boynton Beach for drivers with bad credit
The best Boynton Beach car insurance company for customer service
Allstate was the best company for customer service in Boynton Beach according to the NAIC.
Recent price drops
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The cheapest large national provider in Boynton Beach
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Boynton Beach driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Boynton Beach, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Boynton Beach
What Influences the Cost of Car Insurance in Boynton Beach?
On average, car insurance in Boynton Beach is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Boynton Beach is 33 minutes, which is about the national average for a driver in the state.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Boynton Beach are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Boynton Beach has an average population density in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Boynton Beach is $233 per month for minimum coverage and $255 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Golf: Insurance costs 0.23% less
- Cypress Quarters: Insurance costs 3.17% less
- Ocean Ridge: Insurance costs 1.37% less
- Briny Breezes: Insurance costs 1.41% less
- Gulf Stream: Insurance costs 1.31% more
- Hypoluxo: Insurance costs 5.13% more
- Atlantis: Insurance costs 5.26% more
- Manalapan: Insurance costs 0.56% less
- Delray Beach: Insurance costs 1.41% less
- Lake Worth: Insurance costs 3.43% more
Cities with Similar Populations
- Costa Mesa: Insurance costs 31.51% less
- Canton: Insurance costs 63.52% less
- Carlsbad: Insurance costs 37.10% less
- Chapel Hill: Insurance costs 57.60% less
- Cary: Insurance costs 58.78% less
- Carmel: Insurance costs 60.84% less
- Buford: Insurance costs 35.47% less
- Castle Rock: Insurance costs 36.55% less
- Canyon Country: Insurance costs 24.75% less
- Buckeye: Insurance costs 39.46% less