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Get Cheap Car Insurance in Lakehurst, NJ
We monitor insurance prices, helping the average driver in Lakehurst save up to 37.9% on car insurance.
The Cheapest Minimum Coverage in Lakehurst
The chart below shows the cheapest car insurance company in Lakehurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.
| Lakehurst Insurer | Monthly Cost |
|---|---|
| State Farm | $59 |
| Geico | $61 |
| Plymouth Rock Assurance | $75 |
| NJM | $89 |
Savings for Every Kind of Lakehurst Driver
Based on our extensive insurance data, we know the average Lakehurst driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $465 per year by choosing the right vehicle insurance company. Some Lakehurst residents are paying out over $1,775 extra every year for auto insurance in Lakehurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakehurst, NJ Savings / Yr. |
|---|---|
$465 |
|
$863 |
|
$663 |
|
$572 |
|
$2,296 |
|
$448 |
|
$696 |
Lakehurst Car Insurance vs. New Jersey
People living in Lakehurst pay an average of 2.24% less than the typical driver in the state. The average driver in Lakehurst can expect to pay about $1,059 per year, or $1,775 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Lakehurst for most people.
Car Insurance Prices by Lakehurst Neighborhood
Insurance Prices
Where is insurance cheapest within Lakehurst?
The map shows insurance prices in and around Lakehurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $119 per year within the city boundaries, with insurance premiums ranging from a high of $1,829 to a low of $1,710. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the West parts of Lakehurst.Pick the Best Car Insurance Company for You in Lakehurst
The best car insurance provider for most drivers in Lakehurst
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $465 over the average Lakehurst car insurance company.
The best car insurance provider for Lakehurst drivers with accidents on their records
In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $863 over the competition.
The best car insurance company for Lakehurst drivers with speeding tickets
>Geico gave the average person with a speeding ticket the most savings, averaging $663 better than other car insurance companies.
The best auto insurance for Lakehurst drivers with a DUI conviction
Getting a quote from NJM may cost the average person with a DUI about $572 less each year.
The least expensive car insurance company for new and young drivers in Lakehurst
In Lakehurst, Geico costs young drivers $2,296 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakehurst
Geico gave the largest car insurance discounts to married couples, averaging $448 saved each year compared to an average Lakehurst couple's premiums.
The cheapest car insurance in Lakehurst for drivers with bad credit
The best Lakehurst car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lakehurst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lakehurst driver can expect to pay about $112 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakehurst, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Lakehurst
What Influences the Cost of Car Insurance in Lakehurst?
On average, car insurance in Lakehurst is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lakehurst is 34 minutes, which is a little less than average for a driver in the state.
- New Jersey state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakehurst are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Lakehurst is a fairly densely populated area in the state. The city’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Lakehurst is $88 per month for minimum coverage and $148 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Whiting: Insurance costs 0.17% more
- Ridgeway: Insurance costs 0.23% more
- Cedar Glen West: Insurance costs 2.65% less
- Pine Lake Park: Insurance costs 0.85% less
- Holiday City-Berkeley: Insurance costs 1.01% more
- Crestwood Village: Insurance costs 0.79% more
- Keswick Grove: Insurance costs 0.17% more
- Holmansville: Insurance costs 1.86% less
- Holiday City South: Insurance costs 4.28% more
- South Toms River: Insurance costs 4.34% more
Cities with Similar Populations
- St. Johns: Insurance costs 0.79% less
- Elizabeth: Insurance costs 31.49% less
- Fennimore: Insurance costs 36.11% less
- Gibson City: Insurance costs 22.37% less
- Las Animas: Insurance costs 10.48% more
- Valdez: Insurance costs 22.03% less
- Sublimity: Insurance costs 18.93% less
- Scottville: Insurance costs 51.44% more
- River Falls: Insurance costs 18.37% less
- Peach Bottom: Insurance costs 22.99% less