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Get Cheap Car Insurance in Lakeland Village, WA

We monitor insurance prices, helping the average driver in Lakeland Village save up to 34.8% on car insurance.

 

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The Cheapest Minimum Coverage in Lakeland Village

The chart below shows the cheapest car insurance company in Lakeland Village for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.

 
Lakeland Village Insurer Monthly Cost
Metromile $48
State Farm $54
Progressive $59
Geico $64

Savings for Every Kind of Lakeland Village Driver

The table shows how much the average auto insurance customer in Lakeland Village might save by following our recommendations.

Based on our extensive insurance data, we know the average Lakeland Village driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some Lakeland Village residents are paying out over $1,394 extra every year for auto insurance in Lakeland Village. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Lakeland Village Car Insurance vs. Washington

People living in Lakeland Village pay an average of 0.70% less than the typical driver in the state. The average driver in Lakeland Village can expect to pay about $838 per year, or $1,394 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Lakeland Village for most people.

Car Insurance Prices by Lakeland Village Neighborhood

Lakeland Village, WA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Lakeland Village?

The map shows insurance prices in and around Lakeland Village, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $105 per year within the city boundaries, with insurance premiums ranging from a high of $1,414 to a low of $1,309. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Southeast parts of Lakeland Village.

Pick the Best Car Insurance Company for You in Lakeland Village

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Lakeland Village insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Lakeland Village

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $408 over the average Lakeland Village car insurance company.

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We use the average good driver, paying $82 per month, as our baseline for pricing in Lakeland Village. State Farm, Metromile, and PEMCO Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Lakeland Village drivers with accidents on their records

In Lakeland Village getting into an accident will raise premiums an average 33% for a yearly cost of $2,071. That's $677 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and PEMCO Insurance are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $721 over the competition.

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The best car insurance company for Lakeland Village drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $519 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Lakeland Village, tickets raise premiums on new quotes about $438. If you have a speeding ticket, we recommend State Farm, Geico, and Metromile for savings that beat the average insurance cost of $1,832 per year.

The best auto insurance for Lakeland Village drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,093 per year in auto insurance premiums, which was $699 more than a driver with no major issues. State Farm, Progressive, and PEMCO Insurance penalized their customers the least for a DUI.

Getting a quote from Progressive may cost the average person with a DUI about $393 less each year.

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The least expensive car insurance company for new and young drivers in Lakeland Village

In Lakeland Village, State Farm costs young drivers $1,492 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 73% more for insurance than more mature drivers in Lakeland Village. With an average cost of $5,143 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Travelers, and PEMCO Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Lakeland Village

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $107. State Farm, Geico, and Progressive provided the largest discounts to couples living in Lakeland Village.

State Farm gave the largest car insurance discounts to married couples, averaging $282 saved each year compared to an average Lakeland Village couple's premiums.

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The cheapest car insurance in Lakeland Village for drivers with bad credit

People with poor credit saved an average of $484 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $812 every year. Premiums for people with poor credit were about $2,206 in Lakeland Village. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and American Family Insurance.

The best Lakeland Village car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Lakeland Village, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Lakeland Village.

Nationwide was the best company for customer service in Lakeland Village according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lakeland Village, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Lakeland Village. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Lakeland Village

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 3.3% of Lakeland Village residents who are renting, and don't plan to be in the city or state for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lakeland Village driver can expect to pay about $98 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakeland Village, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.
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Auto Insurance Prices in and Around Lakeland Village

What Influences the Cost of Car Insurance in Lakeland Village?

On average, car insurance in Lakeland Village is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:

  • The average commute time in Lakeland Village is 33 minutes, which is about the national average for a driver in the state.
  • Washington state insurance regulations may allow for lower prices.
  • An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Lakeland Village are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Lakeland Village is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Lakeland Village is $70 per month for minimum coverage and $116 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Cities

Cities with Similar Populations

* Who is the average Lakeland Village driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Lakeland Village with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.