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Get Cheap Car Insurance in Medical Lake, WA
We monitor insurance prices, helping the average driver in Medical Lake save up to 34.8% on car insurance.
The Cheapest Minimum Coverage in Medical Lake
The chart below shows the cheapest car insurance company in Medical Lake for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Progressive, and Geico.
| Medical Lake Insurer | Monthly Cost |
|---|---|
| Metromile | $47 |
| State Farm | $52 |
| Progressive | $57 |
| Geico | $62 |
Savings for Every Kind of Medical Lake Driver
Based on our extensive insurance data, we know the average Medical Lake driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $392 per year by choosing the right vehicle insurance company. Some Medical Lake residents are paying out over $1,339 extra every year for auto insurance in Medical Lake. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Medical Lake, WA Savings / Yr. |
|---|---|
$392 |
|
$693 |
|
$499 |
|
$378 |
|
$1,434 |
|
$271 |
|
$465 |
Medical Lake Car Insurance vs. Washington
People living in Medical Lake pay an average of 4.61% less than the typical driver in the state. The average driver in Medical Lake can expect to pay about $805 per year, or $1,339 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Medical Lake for most people.
Car Insurance Prices by Medical Lake Neighborhood
Insurance Prices
Where is insurance cheapest within Medical Lake?
The map shows insurance prices in and around Medical Lake, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $127 per year within the city boundaries, with insurance premiums ranging from a high of $1,414 to a low of $1,287. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Medical Lake.Pick the Best Car Insurance Company for You in Medical Lake
The best car insurance provider for most drivers in Medical Lake
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $392 over the average Medical Lake car insurance company.
The best car insurance provider for Medical Lake drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $693 over the competition.
The best car insurance company for Medical Lake drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $499 better than other car insurance companies.
The best auto insurance for Medical Lake drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $378 less each year.
The least expensive car insurance company for new and young drivers in Medical Lake
In Medical Lake, State Farm costs young drivers $1,434 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Medical Lake
State Farm gave the largest car insurance discounts to married couples, averaging $271 saved each year compared to an average Medical Lake couple's premiums.
The cheapest car insurance in Medical Lake for drivers with bad credit
The best Medical Lake car insurance company for customer service
Nationwide was the best company for customer service in Medical Lake according to the NAIC.
Recent price drops
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The cheapest large national provider in Medical Lake
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Medical Lake driver can expect to pay about $98 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Medical Lake, USAA has the best prices for young drivers, married couples, drivers with bad credit, drivers with accidents, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Medical Lake
What Influences the Cost of Car Insurance in Medical Lake?
On average, car insurance in Medical Lake is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Medical Lake is 27 minutes, which is a little less than average for a driver in the state.
- Washington state insurance regulations may allow for lower prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Medical Lake are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Medical Lake is a lightly populated area in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Medical Lake is $67 per month for minimum coverage and $112 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Fairchild AFB: Insurance costs 4.78% more
- Espanola: Insurance costs 5.00% more
- Lakeland Village: Insurance costs 4.11% more
- Four Lakes: Insurance costs 2.54% less
- Fairchild Air Force Base: Insurance costs 0.30% less
- Airway Heights: Insurance costs 0.30% less
- Cheney: Insurance costs 1.87% more
- Waukon: Insurance costs 4.03% more
- Reardan: Insurance costs 0.22% less
- Tyler: Insurance costs 1.79% more
Cities with Similar Populations
- Oakdale: Insurance costs 121.73% more
- Odessa: Insurance costs 33.31% more
- Odenville: Insurance costs 15.38% more
- Oceano: Insurance costs 48.02% more
- Ocean View: Insurance costs 30.69% more
- Ocean Isle Beach: Insurance costs 9.56% less
- Ocean City: Insurance costs 33.53% more
- Oakmont: Insurance costs 3.51% more
- Oakland: Insurance costs 124.42% more
- Oakhurst: Insurance costs 38.39% more