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Get Cheap Car Insurance in Lakes, AK
We monitor insurance prices, helping the average driver in Lakes save up to 23.6% on car insurance.
The Cheapest Minimum Coverage in Lakes
The chart below shows the cheapest car insurance company in Lakes for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Allstate, and Progressive.
| Lakes Insurer | Monthly Cost |
|---|---|
| State Farm | $51 |
| Geico | $55 |
| Allstate | $80 |
| Progressive | $124 |
Savings for Every Kind of Lakes Driver
Based on our extensive insurance data, we know the average Lakes driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $314 per year by choosing the right vehicle insurance company. Some Lakes residents are paying out over $1,533 extra every year for auto insurance in Lakes. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Lakes, AK Savings / Yr. |
|---|---|
$314 |
|
$488 |
|
$305 |
|
$336 |
|
$831 |
|
$281 |
|
$106 |
Lakes Car Insurance vs. Alaska
People living in Lakes pay an average of 11.49% more than the typical driver in the state. The average driver in Lakes can expect to pay about $750 per year, or $1,533 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Lakes for most people.
Car Insurance Prices by Lakes Neighborhood
Insurance Prices
Where is insurance cheapest within Lakes?
The map shows insurance prices in and around Lakes, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $115 per year within the city boundaries, with insurance premiums ranging from a high of $1,553 to a low of $1,438. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Lakes.Pick the Best Car Insurance Company for You in Lakes
The best car insurance provider for most drivers in Lakes
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $314 over the average Lakes car insurance company.
The best car insurance provider for Lakes drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $488 over the competition.
The best car insurance company for Lakes drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $305 better than other car insurance companies.
The best auto insurance for Lakes drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $336 less each year.
The least expensive car insurance company for new and young drivers in Lakes
In Lakes, State Farm costs young drivers $831 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Lakes
State Farm gave the largest car insurance discounts to married couples, averaging $281 saved each year compared to an average Lakes couple's premiums.
The cheapest car insurance in Lakes for drivers with bad credit
The best Lakes car insurance company for customer service
Recent price drops
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The cheapest large national provider in Lakes
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Lakes driver can expect to pay about $91 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lakes, USAA has the best prices for drivers with speeding tickets, drivers with accidents, good drivers, young drivers, drivers with a DUI conviction, married couples, and drivers with bad credit.Auto Insurance Prices in and Around Lakes
What Influences the Cost of Car Insurance in Lakes?
On average, car insurance in Lakes is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the city are influenced by the following factors:
- The average commute time in Lakes is 36 minutes, which is far more than average for a driver in the state.
- Alaska state insurance regulations may allow for lower prices.
- An average of 12 to 13 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Lakes are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Lakes is one of the least populated areas in the state. The city’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Lakes is $63 per month for minimum coverage and $128 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Cities
- Wasilla: Insurance costs 1.96% less
- Gateway: Insurance costs 0.59% more
- Tanaina: Insurance costs 0.20% less
- Palmer: Insurance costs 0.98% less
- Buffalo Soapstone: Insurance costs 1.57% less
- Meadow Lakes: Insurance costs 1.70% less
- Knik-Fairview: Insurance costs 0.39% less
- Lazy Mountain: Insurance costs 0.52% less
- Eska: Insurance costs 2.02% less
- Chugiak: Insurance costs 1.63% less
Cities with Similar Populations
- Rocky Face: Insurance costs 10.96% more
- Memphis: Insurance costs 72.93% more
- Meridianville: Insurance costs 2.28% more
- Merrydale: Insurance costs 142.07% more
- Ridgeway: Insurance costs 21.98% less
- River Oaks: Insurance costs 22.18% more
- Riverside: Insurance costs 43.44% more
- Riverside: Insurance costs 14.35% more
- Riviera Beach: Insurance costs 18.20% more
- Robertsville: Insurance costs 21.72% more